Surprising Perks That Come With A Good Credit Score

By: First Weber
MADISON, Wis. - Nov. 11, 2016 - PRLog -- RISMedia, 7 Secret Perks You Enjoy With a Good Credit Score, by Ashley Redmond, August 17, 2016

• Negotiating power over rates
Looking to nab a new car or house, or maybe even refinance? Most lenders include a minimum credit score in their requirements — and the higher your credit score, the more negotiating power you have over rates.
• Land your dream job
Although the practice is not that common — and even restricted in certain states — some employers pull credit reports on prospective employees. If you're applying for competitive jobs, a good credit report doesn't hurt your chances.
• Better insurance premiums
Not many Americans know that most insurance companies use a credit-based insurance score to determine your premiums, according to the National Association of Insurance Commissioners. Although not every state follows the practice, if your credit is subject to a screening, a higher credit-based insurance score can land you more favorable premiums.
• Smaller security deposits
A good credit score could give you more leverage when negotiating rent, security deposits and lease terms.
• Flexible payment plans
Credit Karma reported a good credit score can earn you more flexible payment plans—like for when you need to purchase a new cellphone.

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Tags:Mortgage Financing, Credit Score, Home Sales
Industry:Real Estate
Location:Madison - Wisconsin - United States
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