Capstone Commercial Lending Group Positioned as Resource for Financial Institutions to Loans

Capstone Commercial Lending Group & Investment, Inc., a national licensed mot, Inc., a national licensed mortgage broker and lender, is a key resource for commercial borrowers, investment groups, and banks.
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Marina Del Rey - California - US


MARINA DEL REY, Calif. - Dec. 8, 2017 - PRLog -- Capstone Commercial Lending Group & Investment, Inc., a licensed commercial mortgage broker and lender, has been providing best-in-industry commercial lending services to investors nationwide since 2013. The company is uniquely positioned within in the financial services industry to be 100% advocate on the borrower's behalf to generate the best letter of interest from all sources available. With the improving economic conditions, Capstone Commercial Lending Group has become an important resource for commercial borrowers, investment groups, and banks.

Economic Opportunities:

According to a recent FDIC Quarterly Banking Report, the economy is in an upswing, with new opportunities for financial institutions:

• FDIC-insured institutions earned $48.3 billion in the 2nd quarter of 2017
• The average return on assets of 1.4% is the highest in 10 years
• Community bank net income rises 8.5% to $5.7 billion from the year earlier quarter
• Community bank loan balances expand by 7.8% during 2017
• Deposit insurance fund increases by $2.7 billion

Even more significant, since the beginning of 2017 at least eight groups have filed applications with the FDIC to establish de novo (new) banks. From 2009 to 2015, the FDIC approved only three applications for new banks and in 2011 and 2012, there were no new bank applications filed.

The challenge many banks are facing now is how to strategically and efficiently capitalize on all the financial opportunities that currently exist in today's marketplace to bolster earnings while managing to various portfolio limits.

Capstone Commercial Lending a Resource for Financial Institutions:

Financial institutions previously considered mortgage brokers and lenders, like Capstone Commercial Lending, direct competitors. Banks are now taking a more collaborative approach and consider ethical mortgage brokers as a valuable resource in helping them accelerate their growth without compromising on quality. Because Capstone does not have the same stringent compliance, auditing and processing constraints as banks do, they are able to focus on accelerating the lending function to get each transaction to the closing table at the best price and structure for its clients.

Capstone helps financial institutions improve their balance sheets by acting as an intermediary to find investors to purchase segments of their loan portfolio they are looking to sell. Alternatively, banks look to Capstone to provide access to loans in key verticals and markets where they are looking to expand their portfolio, enabling them to advance beyond organic growth.

The Capstone team understands each of their bank partners lending interest and credit profile and conducts thorough pre-qualification underwriting prior to sending files to prospective financial institutions, making due diligence a top priority on the front end of the process. Because Capstone keeps a proprietary profile and dashboard for each lender, they can more efficiently pair a loan request with the lender that best meets the needs of the client.

"With continued increases in the sales pipeline, our efforts to help financial institutions understand the wide range of resources that Capstone Commercial Lending can provide is helping our bank partners grow or reduce their exposure within various asset classes, mitigate risk and lessen their workload which expedites revenue and is material to increasing shareholder value for our bank clients." said Crystal Sargent, spokesperson forCapstone Commercial Lending Group. "With a national footprint and over 20 years of lending expertise, the company's only constraint is proving to clients and partners how quickly their goals and objectives can be achieved."

About Capstone Commercial Lending Group & Investment, Inc.

Capstone Commercial Lending Group and Investment, Inc., is a licensed commercial mortgage broker and lender that was formed in 2013. The company offers competitive and creative financing solution to property owners across the U.S. by utilizing market intelligence, underwriting, financial resources and experience to present the best options possible.

Capstone will restructure previously declined loan requests and present to them to their investor partners that offer specialized lending options at affordable rates. They offer a myriad of financing options and are experts at helping close a wide range of transactions and asset classes including multi-family, office buildings, retail, student and senior housing, mobile home parks as well as commercial and industrial loans. For more information on Capstone Commercial Lending Group & Investment, Inc., visit their website at or call them at 800-913-0593 (tel:8009130593) to see how they can help you meet your real estate portfolio needs with the best structure, pricing and terms.

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Mary Garrett
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Tags:Real Estate, Commercial Property, Banking
Location:Marina Del Rey - California - United States
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