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|  Complimentary Lunch Workshops for Merck* employeesTopics Include: How to minimize taxes and penalties during the retirement planning process Understanding the Merck 401(k) Minimizing Risk Through The Diversification Of Your 401k) Maximizing Opportunity By Taking Advantage of All Plan Provisions How do many people subconsciously behave when investing money? Visit us on the web at theretirementgroup.com New York • Philadelphia • Washington DC • Boston Houston • San Antonio • Dallas • Chicago • St Louis • San Francisco • Los Angeles Corporate Office: 10675 Sorrento Valley Rd #100, San Diego CA 92121 Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment advisory services offered through The Retirement Group, LLC. a registered investment advisor, FSC Securities Corporation and Merck are unaffiliated companies. *This complimentary service is neither approved nor endorsed by Merck Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under management of advisors affiliated with The Retirement Group. Please note that individual situations can vary. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Accessing retirement funds through 72(t) programs are complicated and are not appropriate for all investors End
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