What to Do? Foreclosure,Short Sale,Mortgage Modification. Foreclosure fosters fear & grief for most

Feb. 10, 2013 - PRLog -- Over the past 5 years reports of foreclosures by the millions have been in the news so much over the past few years that to some, it might seem like the new normal.
But as a real estate professional that is in the trenches with financially stressed homeowners every day, it never for a second feels to me like business-as-usual.
Faced with the prospect of losing ones home is right up there among the major sources of grief, and many times, it goes hand in hand with other tragic setbacks such as the loss of a job, a divorce, death of a loved one, mounting medical bills or skyrocketing mortgage payments.
Unfortunately, the first stage of grief is denial, and that’s even more the case when the threat of foreclosure is looming. No one wants to talk about or admit financial troubles—even when millions of others have founds them in a similar spot.  It’s completely understandable, but for homeowners who are behind on mortgage payments, decisive action is often the most critical step toward ensuring the best possible solution.
As a real estate professional that has been trained and certified for the Certified Distressed Property Expert (CDPE) designation, “I help homeowners to deal with every aspect of the grief and uncertainty that accompanies a mortgage which is no longer manageable. In the process, I help them to get on a path of financial solvency.”
If you or someone you care about would like to get back on course, and put the life of facing foreclosure behind you, I get it and I can help.

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Thanks for reading this, Rick Giese.

Rick is a Real Estate Associate Broker at RE/MAX Advisors. Macomb, Oakland and Southern St Clair Counties Short Sales Realtor:
Phone: 1-800-274-5656. rick@rickgiese.com.

Is a Southeastern Michigan Short Sale Right for you?

So, does a Short Sale make sense? Take a look and use the short or stay calculator on my website log in to www.MIShortorStay.com. Put in your address and data and it will generate a report and offer you and thought of how long it should take for you to break even. It'll aid you determine if a refinance or short sale is likely to be right for you.
If you are a homeowner who has missed payments, possibly facing foreclosure, owe more than your home is worth or are just looking for short sale information, please contact me Rick Giese, the areas Leading Short Sale Specialist and Default Advocate at 1-800-274-5656 or email rick@rickgiese.com for a free no obligation confidential consultation and receive the latest information on your options to avoid foreclosure and the benefits of a short sale.
For more information on Short Sales or Loan Modifications visit my website www.MIForeclosureHelp.com
consistently ranked as one of Southeastern Michigan's Leading Short Sale Specialist, Rick is one of the areas premiere Certified Default Advocates. With his strong focus on assisting homeowners in need, Rick offers a straightforward no nonsense consultation designed to give you all the information and facts to enable you to make the best decision for you and your family.

As every situation is different and Rick offers his insight and knowledge of the default process and all the options available to you to avoid foreclosure. Rick Giese experience of representing both homeowners in distress avoids foreclosure and his insider knowledge of the default process makes Rick Giese's experience unique. Trained and personally coached by the former Chief Loss Mitigator of IndyMac bank Lee Honish, Rick understands what the banks are looking for and how best to assist you in your time of need. Call Rick Giese today at toll free at 1-800-274-5656 for your free consultation and sleep better tonight