New York City Premises Liability: Issues And Resolution

Dec. 27, 2011 - PRLog -- New York City personal injury lawyers content with issues of premises liability on an ongoing basis. It’s an essential fact that, with the proliferation of construction and commercial maintenance in the metropolitan area, these incidents will continue to occur.

The best thing about having liability insurance is that it saves you against any major lawsuits along with potential claims. Educating yourself about how it covers in addition to what it does not cover may help in the long haul, since most folks don’t learn that this type of protection doesn’t cover all kinds of damages.

According to The Law Office of Stephen R. Chesley, LLC, a leading New York City personal injury attorney, premises liability will be a recurring problem for businesses in the New York area but there are some safeguards that can be enacted.

Professional liability insurance handles most unexpected claims against an existing business. Here is a hypothetical situation: perhaps a potential client walked into the building and then a box fell on his head, creating a head injury. This is where is where the liability insurance kicks in. It can protect the firm from any kind of clinical bills, laboratory works, x-rays, losing wages, plus the possible lawsuit from the injured client. Having this form of insurance is definitely a tremendous advantage to any kind of organization that has substantial risks of injury to its prospective clients. Take an ice skating rink as an example. There are certainly massive risks in operating an ice skating rink, for the reason that people who ice skate have a big chance of getting hurt. If you’ve got liability insurance, you can be certain that anyone who gets injured while within the premises would be covered by any kind of liability claims.

For the injured victim, consulting with an experienced New York City personal injury attorney is highly advised. Any time a person is injured, that person experiences a personal injury. The law is designed to protect an individual from being harmed by other people or organizations. If a person experiences harm as a result of the actions of another person or organization, that person can file a personal injury claim. The claim will involve an attempt to demonstrate that either through negligence or as a result of willful or inadvertent actions, the person or organization caused the personal injury experienced by the aggrieved party.

What Are the Different Types of Personal Injury Claims?

Before you decide to file a personal injury claim you will need to know a few things about it so you will be able to proceed in a manner that will bring you the best relief and compensation. Of course, the shortest and best way to do this is to consult an attorney. However, it never hurts if you are a little educated on the subject, so that you clearly understand your rights and what you will be entitled to should you pursue a claim.

There are two types of personal injury claims and these are: (2) general damages personal injury claim and (2) special damages and future loss personal injury claim.

1. General damages: This type of personal injury claim involves a demand for compensation for demanded for any emotional or physical suffering that you might have had to endure after the injury or accident.

2. Special damages: This type of personal injury claim is about the money loss you incurred as a result of the injury or accident. It includes direct costs resulting from the injury as well as earnings lost.

Expenses typically categorized as special damages include:

* Damage to the property you own (clothes, home, car, etc.)

* Medical treatment expenses

* Loss of pay for the time you spent in the hospital

Special damages can be compounded by the possibility of you losing the ability to earn or continue in the same profession as you were before the accident. Special damages will also cover the loss that you suffer if a member of your family died if that member was supporting you financially.

Visit http://www.lawsuitlegalhelp.com today for more information, or call 718-522-3055 for immediate assistance.

# # #

The Law Office of Stephen R. Chesley, LLC has been protecting the injured in the five boroughs of New York; Brooklyn, Manhattan, Bronx, Queens and Staten Island, and the surrounding counties of Nassau and Suffolk County and Westchester for a long period of time and they are proud of the personal attention and superb representation in personal injury and malpractice cases they provide to their clients.

They are a full-service Personal Injury law firm providing high-quality legal services in the following areas: Car Accidents, Bus Accidents, Boat Accidents, Construction Accidents, Product Liability, Premises Liability, Wrongful Death and Sports Related Injuries. As New York City Medical Malpractice Lawyers, they also handle cases in various Medical Malpractice situations.