www.MILoanModHelpDesk.com Offers FREE Mortgage Loan Modification Help …FREE Book!

Nov. 21, 2011 - PRLog -- With the most recent rise in the homeowners going into default and having their property foreclosed upon because they are past due on their mortgage is at an all time high. There are multiple available resources for struggling homeowners to get help with lowering their mortgage payments permanently. With this being said, borrower need to not make themselves an easy prey to companies looking to make a lot off them because of their situation. A borrower should do their home work when it comes to choosing a good loan modification program or an honest professional who is well educated in the mortgage and loan modification field to help them so they do not get ripped off. I have seen too many borrowers making large payments to professionals to be later let down with the results. I have heard many stories of borrower making payments to so called professionals such as attorneys and broker, sometimes huge payments amounting to thousands of dollars. These professionals take their money and give them, sometimes, nothing in return. Do not let yourself be a victim of this. www.MILoanModHelpDesk.com/

There are many over prices attorneys, broker, real estate professionals, counseling agencies, big law firms, among other entities looking to take advantage of struggling homeowners. Professionals charge anywhere from $500 to $4000, or more to help homeowners save their homes. The simple truth is, many of the services are extremely over priced. We have been in the mortgage industry for well over 10 yrs now, and are fully educated and experienced in lowering any eligible mortgage payment. No matter what, we would never think of charging any homeowner such large fees up front to try to lower their mortgage. First of all, there is no guarantee a homeowner will get a loan modification. Once you have paid your hard earned money that is it, there is usually no refund either. Whether your mortgage gets modified or not you are out of whatever money you paid to get the loan modification help. Applying for a loan modification can pay off for anyone who has some time to invest. You have to be persistently and contact your mortgage company to request to have your mortgage lowered, and provide some good reasons for your lender to do so. As long as you are eligible you stand a moderate change of getting your mortgage payments lowered. There are even loan modification guides that will teach anyone how to request for a mortgage loan modification the right way, and they teach different techniques that will improve anyone’s chance of getting their mortgage payments lowered by their lender. We carry a program like that too, and they are often very inexpensive, yet very effective. So borrowers please think twice before putting your hard earned money down with high prices professionals in a desperate attempt to try to lower your mortgage payments. There are other great ways to do it on your own, it just takes a little time and determination. Plus, we have a FREE mortgage loan modification help guide for you No Costs or Obligations ...Click Here

Thanks for reading, Rick Giese.


Rick Giese is a real estate associate broker at RE/MAX Advisors.
Phone Toll Free: 1-800-274-5656. email: Rick@RickGiese.com



Rick Giese specializes in loan modification assistance and short sales in the Macomb , Oakland and southern St Clair County Areas of Michigan. Macomb Loan Modification Help, Macomb Short Sale Help. Oakland Short Sale Help Macomb and Oakland County MI our services are offering sellers another option besides pre-foreclosure foreclosure or bankruptcy that can affect their credit for years. We are currently offering our services in the Richmond, Shelby Township, Macomb Township, Chesterfield Township, New Baltimore, Clinton Township, Sterling Heights, Mount Clemens (Mt Clemens) Fraser, Harrison Township, Warren, Roseville, St Clair Shores areas of Macomb County Michigan Madison Heights, Troy, Clawson, Royal Oak, Rochester, Rochester Hills, Berkley, Birmingham areas of Oakland County


IMPORTANT GOVERNMENT DISCLOSURE: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.

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Loan Modification? Short Sale? Deed-in-Lieu of Foreclosure? What's an upside down struggling property owner to do?
Enter the process informed.
If you owe more on your home or investment property than it's worth and can no longer afford the payments, you've got options and this site provides fast and easy access to all sorts of free tools, information, and resources, including HUD-certified counselors who will assist you in exploring your options for free.
Whether you seek to modify your loan in order to keep your property or wish to speak with a short sale advisor about avoiding foreclosure by selling your home for less than is owed, you'll find information here that will help you immensely.

Right now you can also get a FREE copy of my $27.00 book, The Homeowner's Guide to Real Estate Short Sales. This easy-to-understand, step-by-step instruction guide describes how banks operate in the negotiation process and also includes the tools and forms required to short sell your home