0 balance saving account noida - Noida / 09958996809 (nitushi)

May 16, 2011 - PRLog -- IDBI bank the most renowned bank, has option to open 0 balance saving account, this is for few days. so contact and attach with IDBI today.

This is for only Delhi/NCR guys

General FAQ's on account opening

Reff: idbibank.com

   

    General FAQs   
      
   
What is an Institutional Savings Account?

The Institutional Savings Account is a product that aims to address the unique needs of institutional customers.



Who can have an Institutional Savings Account?

The Institutional Savings Account caters to the special needs of the following:

Trusts – Provident Fund, Religious, Social, Charitable
Associations Societies Clubs Educational Institutes
Non Government Organizations
What is the minimum balance required?

There is no minimum balance required. We offer you a zero balance account to ensure that every rupee is available to be out to effective use of your core business.



Will I get benefit of Multi-City chequebooks?

Yes, all your cheques will be cleared as fast as local cheques at IDBI Bank locations. This will greatly benefit the associate organizations that you would be sending money to. You can use these ‘ At Par Cheques’ as Demand Drafts at all IDBI Bank locations.



Will I be charged for issuing Demand Drafts & Pay Orders?

No, You will not be charged. We will issue Demand Drafts & Pay orders payable at any of the IDBI Bank locations across India, which will be free of cost, without any limit on the value.



Is there a doorstep Pick Up & delivery system?

Yes, All you need to do is put all your documents in our drop box that is placed at your premises. Our representative will deliver and pick them up because we value your time. We’ll also arrange to pickup and deliver cash from your doorstep.



Will I be charged for using doorstep pickup and delivery system?

No. Currently this service is free for IDBI Bank customers



Will I get a loan against my Fixed Deposits (FDs)?

Yes, you get a loan against your IDBI Bank FD at marginal rates over the prevailing FD rates.



What is the sweep-in facility for my FDs?

In case of a shortfall in your Institutional Savings Account, while clearing your cheques, we’ll withdraw funds from FD. The balance in your FD will continue to earn interest at the booked rate.



Will I get any ‘ Investment Advisory Help’?

Yes, our Investment Advisory Services offer you advice on investment products such as Mutual Funds and RBI Bonds. Our team of Investment Advisors across India understands your profile and subsequently advises you on the best-suited product. In addition, we also facilitate the operational aspects of your investment process.



What are the benefits of an Institutional Savings Account?

Any Branch Banking. Access your account from any IDBI Bank branch across the country.
Internet Banking. Access your account as well as get detailed account information online. Absolutely free.
Online Booking of FDs via Internet Banking. The FD certificates will be sent to your mailing address.
Fax/e-mail instructions to convey your specific information to us. No need to visit your branch.
Dedicated Relationship Manager to look after all your banking needs. You needn’t run from one desk to another.
Salary Account for your Staff. You can disburse salaries without issuing numerous cheques.
What are the privileges of opening a NGO account with IDBI Bank?

Assistance in opening FCRA account and liaise for approval with the home ministry.
Payment Gateway

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