Debt Company Harassment - How To Avoid Harassing Debt Collectors

March 24, 2011 - PRLog -- Debt Company Harassment

The way the economy around the globe is these days unfortunately it's not all that surprising that some people have to deal with debt collectors. Of course it is best to pay off your debt as soon as possible but sometimes it's not possible and in some cases collectors have been known to harass those who don't actually owe in the first place.

There are different kinds of agencies and some that are subsides of a company, other agencies are hired by a company who feels their bill has not been paid while a growing trend is companies that will buy the debts of others in turn making a profit for themselves. But regardless of what kind of company is calling you the stress and frustration of their harassment is the same.

If you're not convinced that you have acquired a debt then you have the right to demand in writing a letter of explanation from the collection agency explaining exactly what owe, a full explanation of any penalties or fees related to this bill and proof of such debts.

If the company you are dealing with has opted to call you on the phone instead of write you back, be sure you get all necessary information from the caller such as who they are including their complete contact information. It is very important that you take the time to create copies of all information you receive and keep your own personal file of the situation so as things arise you can go back to your file and identified names dates and necessary information to help your case. Try Internet #1 – Debt Company Harassment @ http://debtcure01.webs.com and live your carefree life without any more stress right now!

If you are certain that you are being harassed by company and do not have anything owing you can file a complaint in writing with the company. Send them any information pertaining to the situation with such as receipts or any other important documentation. Be sure that you take the time to photocopy everything and send it through certified or registered mail, and insist upon receipt once all information is received by the agency.

If you haven't incurred a debt and are trying to avoid a debt collector, you might want to consider not forwarding your mail when you're ready to move to prevent them from easily finding a new location. You may also want to consider changing and enlisting your telephone number to a private listing to further make contacting you difficult. Not about to move and not interested in changing your phone number consider calling the local phone company for caller identification service, or purchasing yourself an answering machine may be the easiest route to take.

In many places you actually have the right to set out the terms in which you will be contacted. You can do this by putting your request in writing as long as you have laid out a plan for repayment with the company many of the companies will respect your wishes.

Most countries have their own policies or rules on how debt collectors are allowed to treat you so if you feel you're being unjustly harassed look into your local debt collection practices. If you are still having trouble you may also want to consider contacting your local law enforcement and ask them what your rights are to prevent further harassment. Try Internet #1 – Debt Company Harassment @ http://debtcure01.webs.com and live your carefree life without any more stress right now!

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Stress over pills of never-ending debts?
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