Roth Ira Conversion Deadline Fast Approacing

Dec. 17, 2010 - PRLog -- 7755 Montgomery Rd, Ste 250
Cincinnati, OH 45236
Deye Financial Services
How does the idea of income-tax-free retirement income sound to you? With a Roth IRA it is possible to have your assets grow and then receive distributions of the growth tax-free, meaning you’ll never have to pay federal income taxes on your earnings, provided certain requirements are met. * This tax-free growth and distribution can possibly result in a larger retirement nest egg than a comparable contribution in a traditional IRA.
With a Roth IRA, you can contribute up to the allowable limit annually, provided you meet the modified adjusted gross income limits. For married couples filing a joint return, each spouse may contribute up to the allowable limit annually (as long as total contributions are not more than combined earned income). In addition to offering the above substantial tax benefits, consider the other potential advantages of the Roth IRA:
o Tax-deferred growth
o Tax-favored conversion during 2010
o Contributions beyond age 70 ½
o Income-tax free distribution of contributions to beneficiaries at owner’s death
Please call or email me at 513-582-2898 or DDeye@finsvcs.com to arrange a convenient time to discuss how the Roth IRA might help you reach your retirement dreams. At Deye Financial Services, we take a great pride in providing solutions to ensure you’ll enjoy a comfortable retirement.
Sincerely,
Douglas William Deye, MBA
Financial Services Representative
24 hr. call 513-582-2898
*As long as assets are held for 5 years, distributions will not be subject to ordinary income taxes and prior to age 59 ½ are generally subject to a 10% federal tax penalty.
The information provided is not written or intended as tax or legal advice and may not be relied on for purpose of avoiding any Federal tax penalties. MassMutual, its employees, or representatives are not authorized to give legal or tax advice. Individuals are encouraged to seek advice from their own tax or legal counsel. Individuals involved in the estate planning process should work with an estate planning team, including their own personal tax or legal counsel.
Doulas William Deye is a Registered Representative of and offers securities, investment advisory services through MML Investors Services, Inc., member SIPC. 7755 Montgomery Rd, Ste 250, Cincinnati OH 45236, (513) 579-8555

Deye Financial Services provides a broad portfolio of individual life, disability income, long-term care insurance protection, asset accumulation strategies, and financial products and services for high net worth families, businesses, and institutions.

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I represent Massachusetts Mutual Life Insurance Company (MassMutual). Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

I am a registered representative of and offer securities and investment advisory services and financial planning through MML Investors Services, Inc., member SIPC. Deye Financial Services, 513-582 2898, Suite 250, 7755 Montgomery Rd. (1 block West of Nordstrom’s at Kenwood Mall), Cincinnati, OH 45236 Office # 513-579-8555 (CRN201212-142965)· I am licensed to sell securities in US.[1] and insurance in OH, IN, KY, FL, MO, VA, GA & WA and I cannot communicate with, nor respond to, requests from people who reside in states where I am not licensed to conduct insurance and/or securities business.

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I provide a broad portfolio of individual life, disability income, long-term care insurance protection, asset accumulation strategies, and financial products and services for high net worth families, businesses, and institutions.