Unoccupied House Insurance Ideal For Multiple Homeowners

July 10, 2009 - PRLog -- Chicago (InsuranceAgents.com) – If you own a vacation home that is only visited a limited time through out the year, unoccupied house insurance is something you should be familiar with.

Most standard homeowners insurance policies will not cover a home if no one is living in it past 30 days and will drop your coverage. They do this because unoccupied homes oppose a greater risk for damage and break ins due to no occupants to report such accidents. Since unoccupied homes are not normally covered under most homeowners insurance policies, you must take the proper steps to make sure you and your home are protected.

Contact your insurance carrier and ask about your unoccupied home.  Most carriers will be able to provide you with a Vacancy Permit that allows for your home to be covered during the times it will be unoccupied. If your carrier is unable to supply you with such coverage, shopping around for the best rate is the next step for you to take. Your agent should be able to refer you to the best carrier with the most affordable quote.

For more information, visit InsuranceAgents.com.

http://www.insuranceagents.com/unoccupied-house.html

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