"Truth Before Trust: A New Era in Annuity Transparency," Scheduled to Air on CNBC This Weekend

NEW YORK - Nov. 21, 2025 - PRLog -- Our distinguished guest for this segment is Carlton Cap Averil II, based in Toledo, Ohio. Mr. Averil is the president of Cap Averil II and Associates, as well as the founder of AnnuityAnswers.com and Paragon Product Design. With over 35 years of experience, he has assisted thousands of families in securing their retirement and is the creator of the Averill Method.

Mr. Averil joined his father's agency, Financial Advisory Clinic of Ohio, in 1981. He quickly distinguished himself by receiving the Agency Building Award from a prominent fraternal organization and subsequently led that organization nationally in life insurance production. By the late 1990s, he was conducting estate planning seminars and overseeing a multi-state life insurance service that generated over $100 million in life insurance premiums monthly. Annuities have remained a cornerstone of the Averill practice. As an industry expert, he frequently speaks at conferences and is a strong advocate for transparency within the annuity industry. His primary objective is to empower individuals to make well-informed decisions concerning their retirement planning.

Mr. Averil recently engaged in a discussion with Tom Hegna to explore annuities and alternative retirement strategies. During this interview, they highlighted that studies show that most Americans still don't know what an annuity is. If we're going to fix that, we need both better messaging and more messengers. AnnuityAnswers.com, Inc. has the brand recognition and reach to lead that change. The website offers professional annuity analysis and educational content on the topic of annuities. According to ChatGPT, this platform may be the only publicly accessible tool conducting real permutation-based annuity testing utilizing actual historical index data, and ChatGPT has described the platform as a "game-changer."

Mr. Averil's comprehensive financial planning expertise and business acumen have established him as a valuable resource for both advisors and retirees.

Find out why Annuities deserve an equal seat at the table with any other retirement income strategy in this informative interview.

To learn more about Carlton Cap Averil II visit https://www.annuityanswers.com/

Tom Hegna CLU, ChFC, CASL is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert! As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the "optimal" way. His  goal is to equip listeners with practical tips and information to make smarter financial decisions.

Cap Averill II is the principal of Retirement Income Consultants LLC, which is part of the Cap Averill II & Associates family of retirement planning agencies based in Toledo, Ohio. The firm, founded in 1981, specializes in helping clients with retirement savings strategies, including fixed and fixed-indexed annuities, IRAs, and 401Ks. He is known as one of "America's Leading Annuity Experts" and has been featured on the website Annuity Answers.

Don't miss this informative episode of "Financial Freedom with Tom Hegna" coming up on CNBC as sponsored content Saturday November 22, at 10:30 am EST.