Michigan Debt Collectors Explain how to Follow a Debtor's Bankruptcy Case

BIRMINGHAM, Mich. - May 7, 2025 - PRLog -- Is your debtor insisting that they've filed for bankruptcy?

Are you unsure if they're being honest?

A lot of debtors claim they've filed for bankruptcy when in fact they haven't. They just want you off their back.

You have the right to follow your debtor's bankruptcy case and to review schedules of assets, liabilities, and all written orders and other events that occur during the case. Following the case lets you know that your debtor has in fact filed for bankruptcy, or that the case hasn't quietly been dismissed.

Set up an account with the federal bankruptcy court through the U.S. Bankruptcy Court's website: www.uscourts.gov. Click "Electronic access to courts," and follow the instructions to set up a PACER (Public Access to Court Electronic Records) account. Access to court records through PACER is simple, fast, and cheap, and allows you to easily determine if a bankruptcy was filed and its current status. In less than five minutes, you can log in and learn about any bankruptcy filing. Use the notice from the bankruptcy court, or ask your debtor what name was used for the bankruptcy and what case number it was assigned. PACER will give you the rest.

If the debtor has filed bankruptcy, you must stop your collections against the bankrupt or you'll be accused of (and may be fined for) violating the automatic stay. Check with your collection attorney for counsel as to whether you may proceed with collection when your debtor claims that it filed for bankruptcy or has received some other form of legal discharge of a claim (such as a state or federal receivership).

Learn more in the Muller Law Firm's latest article: https://www.mullerfirm.com/learnmore/verifying-bankruptcy-during-debt-collection

Struggling to Collect Debt in Michigan?

Are you struggling with an uncommunicative debtor?

Take the burden off your shoulders and give it to our Michigan debt collection experts. Muller attorneys can help you from start to finish! To get started or ask questions, call (248) 645-2440 or submit a contact form: https://www.mullerfirm.com/contact

About Muller Firm: Located in Birmingham, Michigan, Muller Firm P.C. is a family practice handling debt collection in Michigan for in-state, out of state, and international judgments against debtors. Their debt collection experts fight for creditor's rights no matter how big or small the amount of debt. Call today for help with your collections! www.mullerfirm.com