Announcing No Business Tax Return Commercial Loans

BLOOMFIELD HILLS, Mich. - Dec. 26, 2022 - PRLog -- Here's a summary of Winston Rowe and Associates no business tax return commercial loan programs.

1] Alternative to hard money loans.

Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.

Key Features

30-year fixed rate.
Interest-only payments up to 10 years.
Great for qualifying self-employed investors and small business owners.
Based on property value, not personal income.

2] Short-term interest-only loan program.

Designed for investors seeking short-term financing with no prepay penalties.

Key Features

An interest-only, 24-month term provides lower monthly payments.
Available for purchase or cash-out refinance.
Perfect for acquiring or leveraging real estate holdings.
A higher LTV than hard money options.

3] After Repair Value [ARV]

The best short-term solution for acquiring and improving property value.

Designed for "fix-and-flip" investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its "as repaired value" (ARV).

Key Features

Allows borrowers to finance improvements.
Great for borrowers who need a quick close.
An interest-only 1-year term provides lower monthly payments.
A higher LTV than hard money lenders.

4] Less Than Good Credit

A low LTV loan with easy credit requirements.

The Less Than Good Credit Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

Streamlined underwriting.
No seasoning of ownership required.
Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

This article is prepared by Winston Rowe and Associates, they are a national consulting firm providing commercial real estate investors with financing. You can contact them at 248-246-2243 or visit them online at https://www.winstonrowe.com