What is Automobile Collision Coverage?

LAS VEGAS - Dec. 29, 2022 - PRLog -- No matter how careful of a driver you are, you may find yourself in a situation where a collision is unavoidable: you may hit a wet patch on the road and lose control of your vehicle, the person in front of you could brake suddenly, you may hit a pet that runs out in front of your vehicle, or a tire blowout may cause you to swerve into another vehicle. Car repairs can be expensive, and what appears to be a minor repair could set you back hundreds, or even thousands of dollars.

Collision coverage is an auto insurance coverage option that helps to pay repair or replacement costs to your vehicle if you are in a collision.

Is Collision Coverage Required in Nevada?
You are not required to carry collision coverage in Las Vegas, Nevada. However, if you lease or finance your vehicle, your lender or the dealership you're leasing from may require that you carry collision coverage to protect their interests. If they are lending you money, they want to ensure if that vehicle is totaled, they have a way to collect their money via your insurance policy.

What Does Collision Coverage Cover?
Whether your vehicle hits a deer, or a deer hits your vehicle may seem like an insignificant distinction, but to your auto insurance agent, it determines whether your claim will be filed under your collision or comprehensive coverage. Collision insurance covers car crashes and other accidents in which your vehicle hits another vehicle, a stationary object, or an animal.

How Automobile Collision Coverage Benefits You
While adding collision coverage to your policy will increase your monthly premium, it can potentially save you hundreds or even thousands of dollars if you are in a collision. If you have any value whatsoever in a vehicle, or if your vehicle is worth something above what your deductible is for collision, you should carry collision coverage on your policy.

Read the full article: https://www.nevadainsuranceenrollment.com/what-is-automob...

Learn more: https://www.nevadainsuranceenrollment.com/auto-insurance-...

Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com