How to apply for subsidy under PMAY for ROF Atulyas?

GURGAON, India - Feb. 5, 2021 - PRLog -- The government has for the first time brought into the frame a list of benefits for first time homebuyers. Pradhan Mantri Jan Awas Yojna is a policy that extends to you a subsidy on home loan interest. This policy allows you to claim a subsidy on your housing project depending upon the eligibility.

The people who are eligible for applying should be either single or the representative of a family. When an individual beneficiary applies for the same it includes his spouse, unmarried children, and parents. Apart from this, the other parameters which should be kept in check are-
  1. To be eligible under PMAY, your income should be below 3 lacs for the category.
  2. For LIG category, to be eligible under PMAY, your income should fall between Rs. 3 lacs- 6 lacs.
  3. An individual should have an annual income between 6-12 lacs for the MIG-I category to be eligible for subsidy under PMAY.
  4. Your annual income must be below 18 lacs to be an eligible applicant under PMAY for the MIG-II category.
  5. The candidate should have all the Indian citizenship documents.

After enrolling in the Pradhan Mantri Jan Awas Yojna, you can apply for a home loan with a lender of your choice. Just make sure that the lender you select is enlisted under PMAY. With the approval of your application, the sum of the loan amount shall be transferred to your account. The bank, therefore, will collect the subsidy on your behalf and will credit the subsidy in your home loan account.

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