The New Age of APIs are Connecting Corporates Directly to Payment Rails
By managing all of the data and login interfaces with multiple banking partnerships, firms such as OpenPayd (https://www.openpayd.com/)
Irregardless of which payment network is used, this type of method explores the opportunity for corporations, big and small, to reduce overall reliance on banks to access the payment networks they're always in dire need of using in everyday transactions. So much so that one can even throw in blockchain technology into the equation leading to legacy rails but that's a story for another time.
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