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Follow on Google News | Gulf Coast Educators Insurance Announces Release of a 2014 Hurricane Season Preparation GuideNaples, Florida Homeowners Insurance Agency Provides Online Hurricane Guide for 2014 Season.
By: Gulf Coast Educators Insurance The Gulf Coast Educators Insurance’s 2014 Hurricane Season Preparation Guide will cover topics such as general preparedness through the season, how to prepare your home and yard for an approaching hurricane threat, advice for snowbirds or residents who may be away from home, and also insurance considerations. It is available at: http://www.propertyandhomeinsuranceflorida.com/ Some important reminders and tips featured in the online guide include, but are not limited to: Get emergency kit supplies early (including non-perishable items) Keep vehicle gas tank at least ½ tank full during hurricane season Inspect Roof for missing shingles or other problems and repair them Secure firewood and unnecessary lawn ornaments to prevent damage from flying Trim back tree branches Perform a home inventory, with pictures and video and store it safely Test your generator monthly and make sure to have extra gas cans (with gas), these will also help for chainsaw and other gas tools Keep propane tank full Have sandbags for low lying areas on property, like near a pool Consider the purchase of flood insurance, even if outside of a floodplain. When preparing for hurricane season, it is crucial that homeowners and renters also look at their insurance coverage and visit or call their insurance agent. Some insurance-related concerns may be whether residents have made significant improvements that have increased the replacement cost of their home in the last year, and if extra coverage is needed for jewelry or business equipment that is kept at home. Cash value coverage only pays the depreciated value of belongings, and replacement cost coverage will cover the cost of a new item if the old one is destroyed. “Often times, home owners forget to check-in with their insurance agent and may end up with an insurance policy that does not cover the full value of their home, or of their belongings. For renters, a landlord’s insurance policy typically does not cover belongings in the events of a hurricane (or fire or theft), so renters need a separate renters policy to protect their personal goods,” asserts DeFreitas. Gulf Coast Educators Insurance is the leader in Home and Property Insurance in Southwest Florida. Their experienced insurance agents also provide flood insurance, condominium insurance, renters insurance, as well as life insurance and auto insurance policies. Gulf Coast Educators Insurance has three convenient Southwest Florida insurance offices. For a free homeowners insurance or property insurance policy review please call 239-591-0963 for the Naples insurance office. For residents looking for insurance in Port Charlotte, Florida please call 941-391-5423. Gulf Coast Educators has their third insurance office in Ft. Myers, FL. Residents in Ft. Myers are encouraged to call 239-997-0420 for assistance with insurance or visit online at http://www.propertyandhomeinsuranceflorida.com. End
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