Safety Tips for Online Payment

DELHI/NCR, India - March 11, 2014 - PRLog -- While you do online shopping, you will come across a lot of payment options like credit card, debit card, netbanking, personal check, cashier’s check, money order, or cash-on-delivery. These days, you may come across a lot many fake sellers, for which you have to report the problem to the shopping site right away. Suppose you are doing online shopping for women (http://www.gopaisa.com/womens-fashion) from eBay and you encounter a problem with a seller, then you must report it to eBay immediately so you help shut down unethical sellers that may take advantage of not only you, but many other buyers.

Preffered Mode of Payment

The best way of payment is cash-on-delivery so that you can always check your product before you pay. For example, you opt for cash-on-delivery while buying a mobile from an electronics online shopping ( http://www.gopaisa.com/electronics ) site, and on receiving the product, you find that it is faulty, and then you can actually cancel the purchase without paying and returning it to the courier guy. It also makes sense to pay by credit card as you will have an option to seek a credit from the credit card issuer called “chargeback” if the product is not delivered or not what you want.

“No-No” Mode of Payment

Avoid wire transfers as you are left with no refund or recourse if something goes wrong be it online shopping for electronics or any other items. Also, if a seller requests you to pay in cash for any item bought online, or by check or money order, then there is a bigger chance of scams. The seller can commit fraud by taking your money without delivering you the good, so always stay away from these frauds.