New Year’s Resolution 2014 – Save money on Los Angeles Car Insurance

LOS ANGELES - Jan. 20, 2014 - PRLog -- For some the New Year’s resolution for 2014 is to save money. Here are some helpful tips for those self-proclaimed “budgetiers” on how to save some greenbacks on your auto insurance. It is a Los Angeles trait to save money were ever possible and surely the internet has helped drastically on where to find the best deals and instantiate online price comparison and consumer reviews. But sometimes we overlook were we can be saving money on a monthly basis, that one area is auto insurance. If you live in Los Angeles commuting is a necessity the public transportation system is time consuming, but then again so are the traffic jams.

A few steps to consider prior to signing an insurance policy. You always want to have the most competitive car insurance with a reputable insurance company. Not to mention having their most cost effective rates that are tailored with the best coverage and benefits for your vehicle. Los Angeles has a wide variety of auto insurance companies, referrals are always best, ask friends and family for the company and coverage that they have selected in order to assist with your decision.

Other commonly utilized methods on how to save on your car coverage.

·         Shop around, compare and contrast from different insurance companies since some providers calculate their monthly rates differently.

·         Assure to select coverage on your Los Angeles auto insurance that is limited to your needs. Take into consideration that most California based insurance companies take your residence into consideration when providing a quote.

·         Purchase a low profile vehicle.

·         If possible park your car in a garage and install safety and or anti-theft devices.

·         Never forget to ask for additional discounts, many companies will provide additional promotions or discounts only when asked.

·         Pay your car insurance annually versus monthly, this is another commonly overlooked method on saving on car insurance.

·         Maintaining a clean driving record.

·         Maintain safe driving techniques and follow the rules of the road to avoid tickets.

·         Build and maintain good credit.

If your savings account allows and you have an adequate amount to cover a high deductible in the event of an accident, you should consider raising your deductible to pay less on your monthly premiums. Take into consideration the fact that your deductible would be a higher amount before the insurance company pays there share.

Purchasing your insurance online can help save you money, also asking for additional discounts or bundled multi-policy discounts such as home insurance, additional vehicle insurance, recreational vehicle insurance, motorcycle insurance can also assist in saving you money on your monthly premiums.

Finally, it is important to note that you should compare at least three insurance agencies before signing any insurance policy.

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