Second Chance Checking Accounts In Arizona

Aug. 25, 2013 - PRLog -- There are many Americans that remain unbanked in the state of Arizona because of having negative information listed on their ChexSystems report.

ChexSystems provides information to state and federal banks, savings and loan companies, and credit unions about a consumer's history of handling checking accounts. The financial institution may refuse a consumer a checking account based on the information provided by ChexSystems. A bank may report a consumer to ChexSystems when the banks decides to close a consumer's account if the bank customer consistently has insufficient funds or overdrafts.

If a consumer is reported by a banking or lending institution, the report is active in the ChexSystems for five years. If the information is incorrect, the consumer must request that the financial institution in question remove the report. 

The free consumer organization "Bad Credit MD" wants to help individuals who remain unbanked because of the ChexSystems open a new checking account. They have created a list of banks in Arizona that are willing to offer the consumer a second chance account. This list can be located at http://www.badcreditmd.com/second-chance-checking-account/.

Along with the above list, the organization has said that many consumers have reported 2nd chance banks and credit unions on their "Question and Answer" section of their website at http://answers.badcreditmd.com. The company is encourgaging anyone that is aware of any banks or credit unions that are offering 2nd chance accounts to take a moment of their time to help others and leave a posting on the board. 

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Bad Credit MD is located on-line at http://www.badcreditmd.com and is a free nationwide On-line consumer information guide that helps people across the United States, including the towns and cities of Phoenix, Tucson, Mesa, Chandler, Glendale, Scottsdale, Gilbert, Tempe, Peoria, Surprise, Yuma, Avondale, Flagstaff, Goodyear, Lake Havasu, Buckeye, Casa Grande, Sierra, Maricopa, Oro Valley, Prescott, Bullhead, Prescott Valley, Marana, El Mirage, Kingman, Queen Creek, Florence, San Luis, Sahuarita, Fountain Hills, Nogales, Douglas, Eloy, Payson, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, C Sedona, Winslow, Safford, Globe, Page, Tolleson, Wickenburg, Youngtown, South Tucson and Snowflake in Arizona.

Bad Credit MD has been in business helping consumers with bad credit since April of 2007 and is a subsidiary of Enticing Designs Publishing. The staff has various backgrounds in the financial and mortgage industry. This self-help site has over 500 pages of credit advice and articles. Its staff has researched its information with various governments around the world to provide the most comprehensive and accurate information free of charge.