Raleigh Financial Advisor Receives RICP® Designation

RALEIGH, N.C. - Aug. 15, 2013 - PRLog -- William D. Smith, RICP®, LUTCF, CLTC (http://www.williamdsmith.net/) a financial advisor with Capitol Financial Solutions (http://www.capfs.com/) has earned the Retirement Income Certified Professional® (RICP®) designation from The American College (http://www.theamericancollege.edu/), Bryn Mawr, PA.

RICP® is an advanced designation earned by individuals working in the retirement income planning field. Requirements for the designation include a minimum of three college-level courses, a series of two-hour proctored exams, and at least three years of experience in the financial services industry. Recipients of the RICP® designation also must meet stringent ethics requirements and participates in The American College’s continuing education program.

Retirement Income Certified Professionals® identify retirement income objectives and needs and evaluate a client’s current situation relative to those goals by using the most current techniques. Individuals who earn a RICP® can provide expertise on a broad range of retirement topics.

While many advisers are wealth accumulation specialists, there's an urgent demand for practical ways to structure effective retirement income plans. Gaining the RICP designation will provide Will's clients with confidence that he is well-educated in the fields of Social Security income, pension planning, portfolio distribution, Medicare, The Affordable Care Act (Obamacare), required minimum distribution laws, and taxes that today's retirees will face during retirement.*

Capitol Financial Solutions President and CEO, Robert Turner, CLU, ChFC, said of Will's achievement, "For over 11 years, Will has focused on serving the needs of the baby boomers and gaining the RICP designation is yet another step in his professional development of serving the needs of this most-deserving group of people."

"I cannot wait to share the knowledge that I've gained by going through this curriculum. It took a year and a half, but this investment of time will prove to be well worth it for my clients and their families. Today's baby boomers are overwhelmed with information and helping them sort through it to make the best decisions for their families is something I'm passionate to deliver," said Smith, when asked about the coursework and why he chose this specific designation.

For more information about Will, please visit www.williamdsmith.com or contact him directly by phone at 919-719-3839 or by email at wsmith@capfs.com.

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About Capitol Financial Solutions  Capitol Financial Solutions (http://www.capfs.com/) has a team of over 80 experienced professionals who are licensed and trained to help their clients achieve their financial goals. The firm’s reputation is based on the strong relationships formed with clients in combination with a commitment to service excellence. CFS provides clients with a dynamic opportunity encompassing value-added support services, an open architecture of financial services offerings, and a strong, ever-growing team of financial professionals. For more information, please visit www.capfs.com.

About The American College  The American College (http://www.theamericancollege.edu/) is the nation's largest non-profit educational institution devoted to financial services. Holding the highest level of academic accreditation, The American College has served as a valued business partner to banks, brokerage firms, insurance companies and others for over 86 years. The American College's faculty represents some of the financial services industry's foremost thought leaders. For more information, please visit www.TheAmericanCollege.edu.

Capitol Financial Solutions, LLC is independent of John Hancock and Signator Investors, Inc.. Offering John Hancock Insurance Products. Registered Representative/Securities, and Investment Advisory Services offered through Signator Investors, Inc., Member FINRA, SIPC, a Registered Investment Advisor. 8816 Six Forks Road , Suite 301 - Raleigh, NC 27615

*Neither, Signator Investors, Inc. and its affiliated companies, nor any of its agents, employees or registered representatives provide tax and legal advice. Please consult your tax advisor or attorney for such guidance..
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