Refinance Rates Today in Tampa, FL

Dec. 18, 2012 - PRLog -- Everyone knows that the real estate market has taken a dive. Homeowners are underwater with their mortgage loan balances in excess of the current value of their home. I am here to help you with the new HARP (Home Affordable Refinance Program) 2.0 Program that is available.

If you have managed to stay in your house and have made your monthly payments on time, you may be able to refinance your home with today's low interest rates. This can be done even if you owe more than your home is worth. You may be eligible if:
• You originated your loan or refinanced your home prior to May 2009
• Your loan is owned by Freddie Mac or Fannie Mae* (see below)
• Your loan balance is more than 80% of your current home value

*Find out here if your home loan is owned by Freddie Mac or Fannie Mae
Fannie Mae: https://www.knowyouroptions.com/loanlookup
Freddie Mac: http://www.freddiemac.com/mymortgage

The benefits to refinancing your home mortgage with a lower interest rate allow you to:
• Make your payment more affordable
• Build equity faster and save you money
• Have stability with your loan
• Avoid foreclosure

Bay to Bay Lending in Tampa, FL is here to help you. The amount of money you could be saving annually is well worth the short amount of time needed to refinance your home mortgage. Let me show you the way! Contact Laurie Toland via phone at (813) 642-7361 or reach out to me via email at laurie@baytobaylending.com.

Access our mortgage loan calculator here: http://www.baytobaylending.com/mortgageLoanCalc.html

Whether you are seeking to purchase a new home or refinancing (http://www.baytobaylending.com/home.html) your current Tampa Mortgage (http://www.baytobaylending.com/rentvsBuyCalc.html), (http://www.baytobaylending.com/rentvsBuyCalc.html) let us show you the way. Bay to Bay Lending is associated with the nation's unsurpassed pricing leaders. The Bay to Bay Lending team of Tampa Mortgage Brokers (http://www.baytobaylending.com/staff/) will make the mortgage process as simple as possible. We pride ourselves on offering a premier level of customer support and we look forward to getting you the best financing available.