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Dual Health Insurance coverage: How to Get Full Benefit
Dual health insurance coverage term is used when person needs more than one kind of health insurance coverage. Married people who are working often have such benefits but lack of awareness keeps them away from getting full benefit of the plan.
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If you want both health insurance to work then both companies must be agreed with payment arrangement. In order to process a medical claim, you must have correct information. Original and itemized medical bill is necessary for primary health care provider. In secondary insurance coverage, you will need to show the copy of medical bills along with the details of coverage that you receive from primary source with explanation of the facts that they have already paid their portion of coverage.
It is important to keep the details of medical bills and insurance coverage in dual medical insurance coverage. You should also know that having dual health care coverage is not always beneficial. You must verify the terms of secondary coverage. In some situations, insurance holders end with getting nothing and pay too much for the coverage. So, selection of dual health coverage should be considered wisely.