Phoenix Bankruptcy Lawyer Christopher Ariano Now Offers Bankruptcy Alternative.

June 25, 2012 - PRLog -- Filing For Bankruptcy and Attorney Debt Settlement

Despite a recent improvement in the local economy, many residents of Arizona are still struggling under the weight of burdensome debt. With looming consequences such as garnishments or foreclosure, the number of debtors filing for bankruptcy protection remains high. However, Phoenix bankruptcy lawyer Christopher Ariano would like to remind people that bankruptcy is only one of many options available to eliminate debt.

Filing for bankruptcy protection under chapter 7 or chapter 13 of the bankruptcy code is one way to combat excessive debt. However, Arizona bankruptcy attorney Christopher Ariano is now offering clients the option to participate in an attorney debt settlement program. Through these programs, Arizona debtors can stop creditor harassment while consolidating their debt into a single affordable payment. Debts can be eliminated for a small percentage of monies owed, sometimes in less than a year.

How Does Attorney Debt Settlement Work?

Attorney debt settlement is an easy and effective bankruptcy alternative for those people struggling under the burden of mounting debt. Simply enter into a debt settlement program and pay towards your debt what you can, when you can.

Your money will be protected in an escrow account and, as your funds continue to accumulate, our debt settlement attorneys will begin the process of negotiating your debt. While we cannot offer guarantees, most debts are settled for a small fraction of their original balance.

Once you initiate a debt settlement program, your attorney will be responsible for all creditor correspondence. This means you will no longer be bothered with harassing creditor phone calls.

In the event that a creditor serves you with a lawsuit prior to successful negotiation of your claim, you can rest assured that, from a simple response motion to trial, you are represented by attorneys experienced in handling such cases.

Should I Participate in Debt Settlement?

Debt settlement programs are not for everybody, as most successful participants will have a steady income and no imminent threat of foreclosure or garnishment. Fortunately, bankruptcy protection can also be considered as a means of debt relief. This means that, whatever your current situation entails, there are options available to achieve a financial fresh start. Learn more about filing for bankruptcy in Arizona by visiting http://www.bkattorneys-arizona.com/ today.

For more information on filing for Arizona bankruptcy or the debt settlement programs offered by attorney Christopher Ariano, contact the debt services branch of Ariano & Reppucci, PLLC at http://www.azdebtlawyers.com today.