Debit Cards - Lot Better Than Credit Cards

Jan. 9, 2012 - PRLog -- Are you aware of the fact that debit cards can offer several of the similar benefits as your credit cards?

The benefits of credit cards are virtually noticeable, for example using reward programs with the ease of having instant money. But by using debit cards, except for offering the similar benefits, you are moreover secure, as by using it you won't be building up debt in due course.

Debit cards are turning out to be a very popular form of cash to carry. Credit cards have well publicized benefits like rewards programs, but at the end of the day nobody wishes to accumulate a liability that they cannot compensate and that is where debit card works best.

Even as debit cards have monthly charges, which eventually wind up costing as much as a usual credit card yearly fee, but it still have their individual advantages over credit cards.

Two significant advantages are:

With debit card you just use the money you have: For the careless or inexpert customer of credit cards, it might be appropriate to make use of a debit card, as they lack the order to deal with credit.

A debit card is merely connected to your savings account - though you can lose all your funds with reckless usage, still it's impracticable to go into debt. But, the one thing you'll have to be cautious about is the overdraft fees. If you make a $10 acquisition and just have $5 left in your bank account and the payment got accessed, then you'll be hit with a $5+ 'overdraft' fee.

The entire Access of a Credit Card: Debit cards make use of Visa and MasterCard as payment processors – which signifies you the 100% access that any credit card has. Eating places, magazine payments, online purchases- the whole package is accessible from a debit card. Debit cards are relatively as handy as credit cards. These can be used in nearly all places where Visa and MasterCard are acknowledged. It can be used in shops and for online acquisitions too.

DebitCard.com.au compares the best obtainable debit cards from across Australia. For more details visit the site www.debitcard.com.au


Contact info:
DebitCard.com.au
David Lye
845 Pacific Hwy
Chatswood NSW 2067
Phone: 1300 303 181
Email: info@publishingaustralia.com.au
Website: http://www.debitcard.com.au

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DebitCard.com.au is a privately owned website providing information on available debit cards within Australia. Based in Sydney, DebitCard.com.au will continue to grow and cement it’s place as the premier portal for debit card information.