Making the Bankruptcy Decision: Calling Off the Dogs with the Power of Automatic ‘Stay’

May 6, 2011 - PRLog -- Wisconsinites considering the decision to file chapter 7 or chapter 13 bankruptcies in the Milwaukee, Wauwatosa and Waukesha area, like everywhere else, are often motivated toward that route by persistent creditors. A benefit of filing, ‘automatic stay’ stops future creditor contact. An automatic stay is an injunction that automatically stops lawsuits, foreclosure, garnishments, and all collection activity against the debtor the moment a bankruptcy petition is filed.

While considering bankruptcy as an option many people begin to experience interruptions in their ability to go about the business of daily life. Symptoms that may indicate that it is time to take a step down the road to a bankruptcy solution can include disturbances to sleep, increased fear of a ringing phone, changing shopping habits to avoid creditors, using credit to cover credit to cover credit, using credit to make purchases that don’t last as long as the debt will (like groceries), general stressed out attitude, spending hours deciding which bills can get paid while the list that wait gets longer and longer…  Everyone who has faced this daunting decision has experienced some of these symptoms and more.  

Changing your number, slamming down the phone, refusing to answer, screening calls….these techniques do not eliminate the debt, do not deter the creditor, and do not help you make a decision. If the stress of making a decision about whether to file for bankruptcy or not is causing you stress, talk to a professional bankruptcy attorney. He will be able to help you take a hard look at your current position and your options.  An ideal situation is one in which the attorney works with your directly throughout the process, no junior staffers or paralegals.  

As an experienced bankruptcy lawyer in the Milwaukee area providing affordable bankruptcy services, Michael Burr provides that personal one on one professional service. Burr specializes in Chapter 7 bankruptcy and Chapter 13 bankruptcy in the Milwaukee and Waukesha areas.  Visit his site to review the many testimonials to the commitment he brings to each case and in his dealings with each client.

Many people facing the same decision have remarked how it feels like they just need to get on solid ground and make a new start, but the persistent and unrealistic demands of their debt load keep them feeling buried. You may feel like you don’t want to go near the phone, fearful of the next call from an angry creditor….but those calls will stop once the process is started! Your call to Michael Burr at 262-827-0375 just might be the new beginning you are looking for. Visit www.milwaukee-waukesha-bankruptcy.com and take advantage of the expertise of Michael Burr.

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About Burr Law Office, LLC: With over 17 years experience, Michael Burr of Burr Law Office provides bankruptcy services in the Milwaukee and Waukesha areas with offices in both Elm Grove and Milwaukee and specializing in debt relief services in addition to Chapter 7 and Chapter 13 bankruptcies.