Apollo Munich Provides Complete Coverage after Accidents

Nov. 11, 2010 - PRLog -- Personal accident insurance policy is bought solely with the intention of making sure that the policy holder is able to deal with all the fiscal problems that arise after an accident. Apollo Munich Health Insurance offers one of the most extensive policies for this purpose. The company is a joint venture between Apollo Group of Hospitals and Munich Health. Apollo Munich is set to revolutionize the way health insurance is perceived in India. There are loads of steps that Apollo Munich has taken to take care that the policies are comprehensive.

The company offers policies that have a straightforward policy wording. The Individual Personal Accident Insurance Plan from the company is intended to give customers the opportunity of getting the finest coverage for all sorts of problems that are expected to be faced after an accident. The policy wordings clearly state all the benefits in easy terms that can simply be understood by those interested in purchasing the policy.

Customers have the choice of selecting between the 2 variants.

•   Standard
•   Premium

While the majority of the benefits are similar for the two variants, they differ in the cover amounts and some other benefits. The Premium Variant offers coverage for transportation of imported medicines, broken bones, purchase of blood, and modification of residence/vehicle. The policy also provides coverage for inpatient accident hospitalization.

The plan can be availed by any person in the age group of 5-69 years. The cover ceases at the age of 70. Although the policy can be issued a family or an individual, the cover amount can only be used on an individual basis. Apollo Munich provides customers with a discount if the policy covers more than one member of the family.

The personal accident insurance policy provides coverage for a vast number of problems. These would consist of the cost of emergency ambulance cover, accident medical costs, the expense of transportation of medicines, purchase of blood, etc. The benefits also comprise lump sum payments in the event of Accidental Death, Permanent Partial Disability, and Permanent Total Disability. In case of accidental death or permanent total disability insured persons can also get educational funds for dependent children.

The Individual Personal Accident Insurance Policy facilitates a person to take a cover amount of up to 10 times of the income of the proposer.  The company also offers cumulative bonuses and Healthline services with the policy. Apollo Munich makes sure that the claim process of the policy is simple and speedy.

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Apollo Munich Health Insurance - Medical Insurance, Travel Insurance and health insurance plans online in India. Apollo Munich Health also offers Medical accident insurance, easy travel insurance and online insurance policies.