Improve your financial planning and budgeting or suffer the consequences

May 31, 2010 - PRLog -- Andrew Peel of APeel Solutions explains why improving your financial planning and budgeting is a key priority in the post big crash era.

Andrew explains he reasons for us, "The financial crisis has taught us one thing especially with the recent change in givernment in the UK. The message is clear, citizens are going to be more responsible for their financial planning. In order to plan your finances you have to get you budget.under control"

Andrew highlights some headline statistics about credit card debt that demonstrate how important the issue is, "The average credit card debt per household in the US is $15,000. There are 576 million credit cards in circulation in the US. The average number of credit cards per household in the US is 3.5."

He goes on to point out the consequences, "Unless people begin to change this around then we are sleep walking into a time bomb for later life. Governments the world over are cutting their public spending including benefits and pensions. In some cases public sector workers have had 30% pay cuts."

The situation is redeenable says Andrew, "It simply requires a commitment to financial planning and budgeting. For example do you 'need' designer label clothes in every situation or is it vanity? We have choices, we can gratify ourselves today or we can plan for financial independence."

For advice on financial planning and budgeting and wealth creation visit Andrew's Blog at

http://APeel-SolutionsBlog.info/financial-planning-and-bu...

# # #

APeel Solutions is an Internet Marketing Consultancy focusing on providing a home based internet opportunity that enables people to achieve financial freedom- 'creating entrepreneurs daily'