Small Business Optimism is Down | One of the Lowest in the History of the NIFB

Feb. 22, 2010 - PRLog -- Interest rates are at a historical low and inflation nonexistent. Small business confidence should be on the rise.  Could fluctuations in the economy and constant changes in government policies have created an environment of  uncertainty for small business owners. New programs from Washington have been rolling out on what seems like a weekly basis. Let's review  some of the issues that small business owners are concerned about?

•   Health Care Reform. Owners do not know how this will affect them and their business.
•   Federal deficits have increased and government spending shows no sign of stopping.
•   Government sponsored projects that could cost the country billions of tax dollars.http://www.sbaloans-123.com/arc-loan
•   More bail outs to come, like the looming commercial mortgage meltdown.
•   Higher taxes.
•   More regulations, fines, and fees.
•   Not having access to capital, SBA Financing, or commercial loans.  

These are a few of the issues that are holding back a small business surge in confidence. Small Business owners could be able to qualify for Microloans, http://www.sbaloans-123.com/sba-microloan however request for loans are down.

Past indicators point out that after the economy recovers from a recession, small business owners have an increase in confidence and start expanding. In 1980, following a devastating recession, the Index  hit 100 and went on to hit 107 a few  quarters later, a record high. Today the index is 88 and has been below 90 for almost 2 years.

Uncertainty is the enemy of small business. After the 1970's recession, lower taxes for small business and a stable administration help trigger an amazing growth period. Small business owners view government as the problem and  not the solution, a view President Reagan held as a governing principal.

The Obama Administration has made small business a focus in recent months. The President has proposed tax breaks for hiring new employees, raising SBA loan http://www.sbaloans-123.com/ guarantees, and $30 billion to go to community banks for the purpose of lending to small businesses.  Although this may not help all businesses, it could help increase optimism for small business owners.

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Learn About SBA Loans and how to get SBA funding and How to get SBA financing for your small business.