Homeowners Insurance Policies Can Protect Against Trampoline Injuries

Oct. 21, 2009 - PRLog -- Chicago (InsuranceAgents.com) - Trampolines are great tools to have for exercise, they are also a lot of fun for both children and adults. However, trampoline owners are finding that they are affecting their homeowners insurance rates and not in a good way.

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An article posted by InsuranceAgents.com, "Trampolines and Home Liability Insurance," states that since 1990, there have been 11 trampoline related deaths and over 10,000 hospital visits caused by trampolines every year. "A trend that will not bring a smile to the face of many homeowners is that insurance companies are raising homeowners insurance quotes and in some cases, cancelling policies altogether for homes that have trampolines," states the article, "The reason is the large number of home liability insurance claims that result from injuries sustained on trampolines." Because of the high risk trampolines pose to injury and even death, owning one causes your homeowners insurance rates to be high in order to offset the amount of claims that are filed every year.

If you are a trampoline owner, there are ways you can keep your rates as low as possible. Having such statistics working against you wont be easy, but comparing insurance rates online will allow you to view several home insurance policies offered by different insurance providers in your area. You can get the liability coverage you want without having to pay too much every month on your premium.

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