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Follow on Google News | Renters Can Obtain Homeowners Insurance QuotesRenters can obtain insurance. Protecting your valuables with insurance will provide you plenty of hardship should they be stolen or lost.
Replacement cost is rather simple. This pays the actual amount of your possessions with no reduction for depreciation up to the amount of your policy limit. In addition if the amount of your possessions exceeds the policy limit you can purchase a floater. This is an additional policy offering you items for jewelry, collectibles, fur coats, etc. It also gives you further coverage for perils not included in your insurance such as an accidental loss. A recent article from InsureMyHouse.com states, "In most cases renter’s insurance cover the amount of your safe keepings, not the physical property, so the amount of your renters insurance is fairly affordable. Typically renters will cover fire or smoke, lightning, vandalism, theft, windstorm and water damage, excluding floods." We recommend a review of your coverages be handled by a local insurance professional. To learn more about lowering your homeowners insurance and to find a local agent in your area visit InsureMyHouse.com at http://www.insuremyhouse.com/ # # # InsureMyHouse.com provides consumers with an online homeowners insurance agent directory sorted by state and zip code. End
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