USBSwiper.com Beats Most Merchant Credit Card Processing Company Fees

Aug. 11, 2009 - PRLog -- Merchant Credit Card Processing Companies lure you in with ridiculously low teaser transaction rates such as 1.70%!  They tell you that they have the lowest rates going - right?  Well as we all know from our algebra studies, when one side of the equation is lower; the other side has to be higher.  It’s the same thing here.

They may very well offer a low start rate which on the surface appears to be great – that is - until you really understand how it all works.  There are what is called “Qualified” and “Non-Qualified” Transactions.  The “Qualified” transactions are the ones that get you the low teaser rates.  However, (and here is what the merchant companies don’t want you to know) very few transactions are considered “Qualified”!  Business cards, International Cards, American Express Cards, Discover Cards and the Hundreds of Rewards & Mileage Cards all fall under the “Non-Qualified” transaction rate guidelines & based on several factors, the rates on these transactions can run you as high as 4% or more!  When you average out your overall monthly transaction rate costs, your “True” rate can actually be well over 3%!  You also need to be careful because these companies are very quick to want to “Lock-You-In” to a long 1 – 3 year contract for that very reason.  They know that once you learn the truth, it’s already too late.

At USBSwiper.com, we don’t need to “lock-you-in” to any long term contracts!!

With USBSwiper.com, there is no such thing as “Qualified” or “Non-Qualified” Transactions. All your transaction rates are priced FLAT for all 4 major credit cards between 2.2% – 2.9%* based solely on your monthly volume of credit card charges.  Remember the algebra equation?  Well the low teaser rates that those other companies throw at you typically get offset by expensive terminal leasing costs (especially wireless terminals!) and other monthly “junk” fees such as “Statement Fees” that they charge you on the back end.  So in the end, USBSwiper.com actually saves you hundreds of dollars per month on your processing fees over other systems.   When you factor in the extra added value that USBSwiper.com gives you for true wireless mobility, there’s simply no reason to look anywhere else for your credit card processing.

When you know the truth about Merchant Credit Card Processing Systems, You’ll see that USBSwiper.com beats them “Hands Down”!!

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USBSwiper.com is the Unique & Truly Affordable Wireless Credit Card Processing Solution for Businesses. No Expensive Hardware to Purchase or Lease, USBSwiper uses equipment Businesses already own... Their Laptop along with the USBSwiper card reader to turn their laptops into fully functional wired or wireless credit card processing terminals all at one low flat rate for all 4 major credit cards. USBSwiper's unique fee structure makes it more competitive in the long run than almost every other company.