Essential Healthcare: Private Medical Insurance Is On The Rise

Feb. 19, 2008 - PRLog -- The broker, which deals with insurance policies from the likes of AXA PP, BUPA, Secure Health and Norwich Union Healthcare has seen an upturn in individuals and families taking on private medical insurance. Brian Mulreany, managing director of the firm said, “Everyone knows that the additional funding that was pumped in to the NHS in recent years has dried up. People see that despite the extra spend, problems still exist. Waiting lists will ineveitablly creep up again. People can now see through the spin and they are increasingly likely to conatact us for quotes’’.

Spurred on by a growing distrust of the NHS and frustration at waiting lists for both medical and dental care, medical insurance cover is now a common household purchase with 5.9 million of us paying a monthly charge for peace of mind.

Working in much the same way as house or car insurance, the monthly or annual premium covers the policy holder for illness and injury, allowing them to seek medical attention from the private sector. With hundreds of health insurance policies available and thousands of best deal promises, it’s important to shop around and read the small print carefully. A broker such as Essential Healthcare will be able to advise on what is and isn’t included.

Winner of International Intermediary of the Year’, Essential Healthcare advisers warn policy holders to check the level of cover their policy includes. “While some policies will pay out for existing injuries, others won’t. There may also be a limit on the number of times you can use your policy per year or a cap on the cost of treatment so it’s vital to read all policy documentation and have a clear idea of what is and isn’t included before committing to a private health insurance policy.”

Policy prices can vary depending on level of cover and age of the person being covered. Cost also varies from level to level even within the same insurance provider. Generally speaking, over 50s should expect to pay a little bit more than someone in their 30s.

Find out more and request a free quote by logging on to www.essentialhealthcare.co.uk
Editor’s Note: Essential Healthcare is represented by online advertising consultancy, Top Position. Please direct all press queries to Rebecca Appleton. Email: Rebecca@topposition.co.uk or call: 0800 094 9001.

Website: www.essentialhealthcare.co.uk