BIRMINGHAM, U.K. - 
Sept. 26, 2025 - 
PRLog -- 
BIRMINGHAM, UK – Claim Time Solicitors, a leading specialist in personal injury law, has today issued a public advisory detailing how individuals can protect themselves from fraudulent schemes and misleading practices within the personal injury claims sector. The guidance comes amid growing concerns that vulnerable accident victims are being targeted by unregulated 'claims farmers' and dishonest operators.
Industry data highlights the scale of the issue. According to the Association of British Insurers (ABI), insurers detected 84,400 fraudulent claims in 2023, valued at a staggering £1.1 billion. A large portion of these relate to motor insurance, where dishonest personal injury claims are common.
This problem often begins with aggressive and unwanted contact; the Information Commissioner's Office (ICO) has previously issued millions of pounds in fines to companies responsible for nuisance calls about accident claims.
"Navigating a personal injury claim can be overwhelming, and that vulnerability is exactly what fraudulent actors exploit," said 
Yousaf Khan, Director at Claim Time Solicitors (
https://claimtime.com/). "They often use high-pressure tactics and promise unrealistic outcomes. Our goal is to empower the public with the knowledge to distinguish genuine, regulated legal advice from a potential scam."
Claim Time Solicitors advises the public to follow these five expert tips:
 - Verify Your Solicitor's Credentials. A legitimate solicitor or law firm must be registered with the Solicitors Regulation Authority (SRA). Always check the SRA's official online register to confirm their status and ensure you are dealing with a regulated professional.
- Beware of Unsolicited Contact (Cold Calling). Reputable law firms do not typically initiate contact through unsolicited phone calls, text messages, or direct social media messages. These methods are a hallmark of 'claims farmers' who sell your details to the highest bidder.
- Question Unrealistic Promises. Be wary of anyone guaranteeing a successful outcome or promising a specific, large sum of money from the outset. A genuine solicitor will provide a careful and realistic assessment of your claim based on the facts.
- Understand the 'No Win, No Fee' Agreement." Conditional Fee Agreements are standard, but terms must be transparent. By law, the success fee a solicitor may deduct is capped at 25% of general damages and past financial losses;future losses are excluded from this calculation.
- Never Be Pressured to Sign. You should be given adequate time to read, understand, and seek independent advice on any legal document before signing. High-pressure tactics demanding an immediate signature are a significant red flag.
"We have seen the devastating impact that claim mismanagement and fraud can have on an individual's recovery," added Mr. Khan. "Victims are left without proper compensation and often face unexpected legal bills. It is crucial that people remain vigilant, ask the right questions, and insist on dealing only with SRA-regulated solicitors."