A New Horizon in Credit Decisioning: Topside Federal Credit Union Sets Sail With Scienaptic's AI Platform
By: Scienaptic AI
Headquartered in Dahlgren, Topside Federal Credit Union has been serving the communities of Virginia since 1961. Inspired by the nautical term "Topside" (above the water's surface), a vantage point providing the best view on a vessel, Topside Federal Credit Union symbolizes the support members need to stay on top of their finances. With assets surpassing $500 million and a membership exceeding 40,000, Topside Federal Credit Union has experienced substantial growth over the past seven decades. Committed to its mission of "serving to support", both internally and within the community, the credit union prioritizes empowering its members to ensure their financial well-being.
"As a credit union that continues to grow with its members, we are committed to incorporating innovative technologies to ensure our relevance for current and future generations,"
Pankaj Jain, President of Scienaptic AI, said, "I am delighted to witness Topside Federal Credit Union's decision to adopt our credit underwriting platform. Our platform will help them elevate member experience, make AI-powered regulatory-compliant loan decisions and mitigate risk. We are honored to be part of Topside Federal Credit Union's mission to help its members achieve their financial goals. We are committed to bringing our industry-leading technology to more credit unions and propelling financial well-being for their members across the country."
About Scienaptic AI
Scienaptic AI's mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions.
Scienaptic-enabled lenders have processed more than 300 million transactions, benefitting millions of borrowers. For more information, visit http://www.scienaptic.ai