Rockwood Introduces an EPLI Initiative for California-Domiciled Businesses

CLAYMONT, Del. - Jan. 9, 2023 - PRLog -- Rockwood Programs has developed an Employment Practices Liability Insurance policy customized to address the unique liability exposures faced by California-domiciled businesses. It is being offered under the Essential EPLI brand name.

"California has long been recognized as a litigious environment," said Glenn W. Clark CPCU, president of Rockwood Programs. "This is especially true in the area of employment-related law, as many of the regulations are crafted to favor the employee. As a result, businesses located in the state have a difficult time securing EPLI coverage."

The Essential EPLI program primarily offers legal defense only, which keeps the premium affordable and encourages first-time buyers to purchase. A sub-limit of indemnity coverage is included to handle nuisance claims. A key feature of the Essential EPLI product is the inclusion of a Rapid Response team to quickly address allegations brought against policyholders. The team is comprised of attorneys in California who are thoroughly versed in the employment-related regulations governing that state. This advocacy defense is provided by the internationally recognized firm of Wilson Elser.

The Essential EPLI program offers liability limits of up to $500,000. Features include coverage for third-party exposures, legal defense for alleged violations of both Wage & Hour and Immigration laws, and access to risk mitigation tools. Prior Acts coverage is also available.

Coverage is underwritten through member companies of Fortegra, rated A- ("Excellent") by A.M. Best. Risk management services are also provided as part of the coverage package.

Interested parties can learn more about the products and services offered at www.rockwoodinsurance.com.

The company can also be contacted directly by calling toll-free 800-558-8808.