To File a Broken Windshield Claim or Not?...That is a good question
Whether you need a simple chip repair or a piece of glass replaced due to breakage, it is important to call your auto insurance company right away.
By: Windshield Repair NJ
Whether you need a simple chip repair or a piece of glass replaced due to breakage, it is important to call your auto insurance company right away. Here's why…..
★ First, you need to know what your deductible is...Auto glass is covered under
your Comprehensive coverage on your policy. Depending on the amount of your
deductible, it may be more cost effective to proceed with a claim.
★ If you find you have a larger deductible of $500 or more, it may be less expensive to pay out of pocket for a new windshield as the average windshield can cost $200-$400.
Not sure what the cost for a replacement will be? Call American Mobile Glass @
800-924-0808 to get a free quote.
★ If the amount of your deductible is higher than the cost to fix a chip or replace the glass, than it is better to pay out of pocket and not file a claim.
For instance, if the size of the chip damage is smaller than a quarter, AMG can
fill the damage for $110 ($80 in shop) so if your deductible is higher than $100,
it's better to pay out of pocket for one of our experienced technicians to get you
quickly back on the road.
★ Some insurance companies will even waive the deductible for you..bonus!!
★ Most insurance companies have a glass replacement provider. You have the
right to choose the glass provider you use.
★ Consider for the future lowering your comprehensive deductible. If your
deductible is currently high, ask your insurance representative for the difference
in premium to lower it to something more manageable. Generally it's not a large
increase to your premium.
American Mobile Glass (https://www.autoglassnj.com/
vendor of ALL Insurance companies. We receive information and bill
electronically making it a seamless process for our customers. You also will
receive the AMG lifetime warranty against leaks or defects, as well as peace of
mind knowing that a highly trained professional from a local family business that
has been operating in New Jersey for over 35 years!
Auto Glass NJ