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Healthcare Specialist Calling on Obamacare Alternatives
American's are looking for lower cost alternatives when it comes to their healthcare needs. Those who do not need a huge demand for medical services to be covered have other options. Find out your alternative and save money.
By: Butch Zemar
The Trump Administration signed off on an executive order in the fall of 2017 requiring that short-term health care plans be extended from the current 90-day restriction to the full 365 days as it once was. These types of policies are not there to replace the ACA plans, but to provide individuals and families with more choices for their healthcare needs.
"This is great news for millions of Americans who do not qualify for the federal health subsidies and really cannot afford the premiums for the ACA plans," Butch Zemar, Healthcare Reform Specialist says. "By freeing up some of their hard-earned dollars, they can put it back into the economy, retirement, college or whatever they need," Zemar continues.
Short-term plans are non-ACA qualified health plans that are not required to cover preexisting conditions or certain ACA (Obamacare) mandated Essential Health Benefits (EHB), that are covered by ACA-qualified plans.
"The short-term plans are a great option without the above coverages in the policy," Zemar adds.
The short-term medical plan extension from the current 90-day maximum to 365-day maximum takes effect May 1st. After that date, you can apply with an insurance company that offers the short-term plan that does not have the 90-day maximum limit.
Butch Zemar is a healthcare reform specialist and author. Butch consults with businesses to control cost, stay compliant and remain the employer of choice for their industry. For more information please contact 708-535-3006 or http://www.ButchZemar.com