Social Security Consulting Service Helps People Nationwide Maximize Social Security Benefits

ST. JOSEPH, Mich. - Dec. 4, 2014 - PRLog -- Enlighten Social Security Strategies consultants help individuals and couples determine the best Social Security claiming strategy for their unique situation.  The new format, one-time fee consultations via phone and online meetings, allow the advisors to work with clients from any location to maximize their Social Security retirement benefits.  Their new website includes more information about the consulting service, a summary of the basic Social Security rules and provisions, case studies and additional retirement resources.

Many couples who use the advisory service realize tens of thousands, even hundreds of thousands more in lifetime Social Security benefits compared with what more than half of retirees do – which is claiming early at age 62, without analyzing the long term consequences.  Don't be fooled by simplistic advice or rules of thumb.  File and supend is not right for everyone.  For some people, 62 is the best age to elect benefits, for others it is 67 or 70.  Enlighten Social Security Strategies consultants will find the best plan for each individual or couple.

A number of factors are important in uncovering your best strategy.  Your work history, age, current marital status, marital history, expected longevity, the relative earning histories and ages in a couple, your need or desire to continue working and your general financial situation all influence your choice.  To maximize your Social Security benefits, Enlighten Social Security Strategies utilizes sophisticated analytic software combined with a personal approach that considers your particular situation and goals.  Social Security is complex. These consultants provide expert guidance to help you make an informed and well-considered choice about when to take your Social Security.

The Social Security advisors' recommendations often include the file and suspend technique, restricted applications, advanced spousal switching strategies and start-stop-start.  They cover nearly every situation, rule and provision, including strategies for people who have been widowed or divorced, those with children under 18 or dependent parents, workers who also have government pensions, railroad workers and more.

Because working during retirement can impact your benefits, Enlighten Social Security Strategies shows you exactly how your benefits will be affected.  Working and collecting benefits before your full retirement age may reduce your benefits. A case study about the social security earnings test (http://www.enlightensocialsecuritystrategies.com/spousal-...) is available on the their website.  On the other hand, working longer may increase your benefits if those earning years are among your highest.  Don’t claim your benefits without first working with these expert advisors to understand how the earnings rules will affect your lifetime benefits.

The one-time fee consultations include a full year of access to their expert advisors, because retirement planning takes time.  They also stand by their service with a 100% money back guarantee.   When to take Social Security?  Now you can make an informed choice.  You have nothing to lose and so much to gain!  Check out Enlighten Social Security Strategies website here (http://www.enlightensocialsecuritystrategies.com/) for more information.