Educational Classes on Long Term Care Planning for Winter / Spring 2014 by Les Robinson

AMHERST, N.Y. - Dec. 20, 2013 - PRLog -- Class # 1: Protecting Your Assets and Income: New Laws and Updates
Long-Term Care (LTC): Issues Discussed in Class # 1 Longevity issues (the impact of living longer . . .)

·          Caregiver issues (the physical, emotional costs of caregiving . . .)
·          Retirement / Financial issues (the impact on my retirement nest egg . . .
·          Legislative issues (an update on the ever-changing NY and Federal tax laws

·          Understanding   Medicaid Estate Recovery and Medicaid’s look back period
·          New York State Long-Term Care Insurance Partnership Program

·          How to avoid Medicaid  spend down mistakes

·          What  other Long Term Care Options available

·          Avoiding crisis planning

·          How to plan effectively in order to protect your assets, legacy and family while

maintaining eligibility for Medicaid

Community Education Programs Dates

1.        February 24, 2014        6 to 8 pm Clarence High School 716-407-9001

2.        February 25, 2014          6 to 8 pm  Lancaster High School 716-686-3200

3.        February 26, 2014         6 to 8 pm    Grand Island High School 716-773-8864

4.        March 4, 2014          6 to 8 pm Alden High School  937-9116 ext 4158

5.        March 12, 2014          6:30 to 8:30 pm  Orchard Park 716-209-6295

6.        March 13, 2014          6:00 to 8:00 pm   Pembroke High School 585-599-4525

7.        March 18, 2014          6 to  8 pm   West Seneca High School 716-677-3107

8.        March 19, 2014          6 to 8 pm   Hamburg High School 716-646-3200 ext 7212

9.        March 24, 2014          6 to 8 pm    Starpoint Middle school 716-201-2152

10.     April 2, 2014          6 to 8 pm    East Aurora  Middle School 716-687-2311

11.     April 29, 2014          6:30 to 8:30 pm  Orchard Park 716-209-6295

12.     May 5, 2014          6 to  8 pm   West Seneca High School 716-677-3107

Class # 2 Long-Term Care Insurance – Does it make sense? By Les Robinson CLTC
Long-Term Care (LTC) Insurance:

·          Do I really need long-term care insurance? Why - or why not?

·          What are some reasons TO BUY & NOT TO BUY LTC insurance?

·          How can I compare policies on an “apples-to-apples” basis?

·          Where are the hidden “gotchas” / pitfalls lurking in the fine print?

·          What are the pros and cons of employer LTC group policies (like those offered by

IBM, Mayo Clinic, Federal Gov’t, State of NY, school districts)

·          Wouldn’t I be better using my assets to pay for my long term care?

·          How to protect and not over resource your Special Needs Family member

·          Who should & who should not consider having long-term care insurance?

·          How to maintain security, lifestyle, happiness, piece of mind, comfort and freedom

How to plan effectively in order to protect your assets, legacy and family while maintaining eligibility for Medicaid

Community Education Programs Dates

1.      February  27, 2014          630  to 830 pm Orchard Park 716-209-6295

2.      March 3, 2014          6 to 8 pm Clarence High School 716-407-9001

3.      March 5, 2014          Grand Island High School 716-773-8864

4.      March 10, 2014          6 to 8 pm Alden High School  937-9116 ext 4158

5.      March 11, 2014          6 to 8 pm  Lancaster High School 716-686-3200

6.      March  20, 2014          6 to 8 pm    Pembroke High School 585-599-4525

7.      March 25, 2014          6 to 8 pm   West Seneca High School 716-677-3107

8.      March 26, 2014          6 to 8 pm    Hamburg High School 716-646-3200 ext 7212

9.      March 31, 2014          6 to 8 pm    Starpoint Middle school 716-210-2152

10.  April  9, 2014          6 to 8 pm    East Aurora  Middle School 716-687-2311

11.  May 6, 2014          630  to 830  pm Orchard Park 716-209-6295

12.  May 12, 2014          6 to  8 pm   West Seneca High School 716-677-3107