Extension to the HAFA Program Signals Another Year of Help Available For Homeowners in Los Angeles.The United States Department of Treasury recently approved, in supplemental directive 12-07, that the Home Affordable Foreclosure Alternatives program, or HAFA, be extended for another year through the end of 2013.
“For distressed homeowners, the HAFA program provides options that homeowners did not have early in the foreclosure crises,” says Roger Horn, a Certified Distressed Property Expert with Pinnacle Estate Properties Inc. in Calabasas, California, who services both Los Angeles and Ventura Counties. Horn also added that “It helps protect these homeowners and make sure that the short sale process is as easy as possible.” A short sale occurs when the mortgage lender agrees to sell the home for less than is owed on the mortgage. In many cases, this is the best option for both the lender and the homeowner. The HAFA program spells out clear guidelines that banks and servicers must follow in order to complete a short sale. As a Certified Distressed Property Expert (CDPE), Roger Horn is specially trained to help homeowners who find themselves facing foreclosure. “It is important to me that homeowners know that they have options,” Horn said. “Many times, people threatened with foreclosure believe there is nothing they can do so they just bury their head in the sand. Nothing could be further from the truth. These programs can help a family in distress end the misery of the unknown and start fresh with some much needed funds.” Roger Horn has developed a free report with more information on the HAFA program and the options available to homeowners facing foreclosure. The report, entitled, “Struggling to Make Your Mortgage? Uncle Sam May Pay You to Sell Your House!,” is accessible from his website, www.CaShortSaleInfo.com. ____________________________________________________________ ____________________________________________________________ Roger Horn is an award winning Realtor® with Pinnacle Estate Properties representing the buyers and sellers of residential real estate since 1986. Known for his professionalism and problem solving skills, Roger has extensive experience listing and selling residential properties throughout Southern California. Roger’s expertise includes communicating effectively with all parties to the transaction, preparing and marketing homes for sale, working with home buyers, negotiating purchase agreements and following through with the myriad of details required to close any real estate transaction. Roger is a CDPE® (Certified Distressed Property Expert) and has had extensive experience helping solve various real estate issues from probate, trust sales as wells as short sales and bank owned properties. His commitment to excellence in service and constant communication with clients make Roger the clear choice for all your real estate needs. Search the MLS at www.RogerHornRealty.com Photos: http://www.prlog.org/ http://www.prlog.org/ End
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