Free Budgeting Software Available from Big E-Z Bookkeeping

March 7, 2012 - PRLog -- Livonia, Michigan -- Michelle Carley, owner of Big E-Z Bookkeeping Co. for a limited time is offering a free budgeting tool designed to help young families, students, and small businesses track expenses. This pre-formatted, ready-to-use Excel spreadsheet, called the Cash&Charges Expense Tracker, is adapted from the more comprehensive Big E-Z Bookkeeping System. This Excel-based spreadsheet automatically calculates expenses to help users track spending.

Simply enter the amount of money which you have allocated for a single event or a semester's expenses, enter your budgeted amounts, then enter in your actual expenses.  As each week goes by, watch the spreadsheet automatically tally the difference between what you have budgeted and what you are actually spending.

"Due to the current economic climate, most Americans are trying to be more careful how they spend their money, but they don't know how to do it," says Michelle Carley, owner of the Big E-Z Bookkeeping System and an experienced bookkeeper with 25 years working in the field.  A few years after she first launched her own small business, her Big E-Z Bookkeeping won The Most Needed Product of the Year award from the National Association of Women Business Owners.  

"I can't tell you how many times I hear of young people today who have nothing to show for all their hard-earned money.  Money flows through their hands like water. Obviously they are not learning to track their spending."  She illustrated this by mentioning that a friend's daughter, a college freshman, had accidentally spent $1000 on i-Tunes her first semester in college. She added, "This free spreadsheet is very useful for helping college students or young families learn how to manage their money."

"Big E-Z's free expense-tracking spreadsheet is ideal for reining in out-of-control spending in your personal life or in your small business",  Carley remarked, "a habit that reflects the out-of-control spending on the national level as well. The only way I know to get control of a problem like this is to shine a light on it. This is true for any problem not just a financial one."

"Do you know what a 'creeper" is?' she asked.  "It's a term medical doctors use for someone who unknowingly gains one or two pounds a year.   Some families I know have fallen into debt the same way. They just haven't tracked their expenses enough to see the patterns. This free software is designed to do just that: help people see exactly where their money goes. It will shine a light on their expenses and their spending will be like a deer caught in headlights."  

This easy-to-use, pre-formatted Excel-based spreadsheet is ideal for small businesses or individuals needing to budget and track the expenses of a single event, such as a wedding, family reunion, or an annual trip. It’s also great for college or grad students on tight budgets or families trying to figure out where they can cut unnecessary spending.  "Staying on top of spending will save a lot of grief down the road," says Carley.  To access this free spreadsheet and expense tracking tool, go to the Big E-Z Bookkeeping website at http://www.bigez.com to download this budgeting tool and the accompanying How to Use the Cash&Charges Expense Tracker YouTube video." See http://www.youtube.com/watch?v=SsbSy4f94vg&feature=youtu.be for more information.



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