When Is The Best Time To Apply For A Car Loan?

May 14, 2010 - PRLog -- Although there is no special time to apply for car loans you should make preparations before you actually go out to apply for the car loan (http://www.crestcarloan.com).

The first thing you should do is to write to the three major credit reporting companies to get a copy of your credit report. The major credit reporting companies are: TransUnion, Experian and Equifax. When you have received the credit reports, review them carefully and correct any errors that may be there. If you are disputing something then, make that dispute in writing, keeping a copy of that letter for your files which you will have with you at the time you make application for your car loan (http://www.crestcarloan.com). If you make a payment or make arrangements with any company that you may owe money to, be sure to have your negotiations in writing, to take with you when applying for your car loan. If there are errors, such as: the debt listed on your report is not yours, the debt amount listed is wrong, etc. Resolve these matters in writing and have all written documents to show the lender at the time you apply for your car loan. In other words, be sure your credit report is as clean as you can make it.

When you have resolved all matters on your credit report and prepared a budget to see if your car loan would fit into the budget comfortably, you may now apply for your car loan (http://www.crestcarloan.com).

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