Fixing Bad Credit - Have You Been Scammed?

Nov. 29, 2009 - PRLog -- Fixing Bad Credit is a common reality today.  Do not pay hundreds or thousands of dollars for services that you can either do yourself or pay very minimally for.  There are even pay as you go membership options out there that are very affordable that throw in Credit Repair for free with a host of other very useful Financial Literacy Tools and Resources.

Who can Credit Restoration help?

The Credit Restoration Process can help anyone looking for or needing third party assistance in attempting to resolve their current or past credit problems. No matter what your current or past credit situation is, there is always something that can be done to improve it. Unless of course you have perfect credit, which according to recent studies would include less than 5% of our population. The CreditTRAX Credit Restoration program is one of multiple services provided by CreditTRAX to help you improve your overall credit history and/or credit scores. As part of the credit restoration process, we may employ or recommend use of these additional services to assist you in maximizing your credit potential.

Is Credit Restoration Legal?

http://www.FixingBadCredit.org

YES! It is legal. In fact, it is the best way to exercise your rights under the Federal Fair Credit Reporting Act and the Fair and Accurate Credit Reporting Act. These laws were put into place to protect consumers from the intrusion of the credit bureaus into our lives. They also provide each of us with a checks and balance system, giving us the right to question the validity, accuracy and ownership of the information being reported about us and sold to others. Insuring that only information that is 100% accurate and verifiable is being provided to potential lenders, employers, and insurance agencies, so that we are not being unnecessarily overcharged for lending or insurance premiums or denied employment due to erroneous credit reporting.

Fixing Bad Credit? Can information really be corrected or deleted from my credit reports?

Absolutely! If it is not 100% accurate, if it is misleading, outdated, obsolete, or can no longer be verified, by federal law it must be updated or removed.

Are credit bureaus a government agency?

Absolutely NOT! They are simply privately owned companies that make money by selling our information to anyone who will buy it.

Is there anything that CreditTRAX can do that I can't do myself?

CreditTRAX is simply a service. There is nothing we do that you can't do all by yourself. However, most people do not have the time, patience, or the know how to deal with the credit reporting agencies. This is where we can help!

http://www.FixingBadCredit.org - What are you waiting for

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Gregory Toussaint, is the President of Common Cents Ministries, Inc., a Delaware-Based Non-Profit Organization the teaches Financial Literacy. 888.728.4725 ext. 3