Homeowners Insurance Policies: What do they cover

April 29, 2009 - PRLog -- This is a summary about what home insurance policies are supposed to cover:

They are supposed to protect the policy holder from man made and natural calamities.
Damage to property, possessions and home are of essence in any policy.

To a certain extent, they should also protect against losses of furniture, electronics, jewellery and clothes.

Liability coverage covers protects you in case you are responsible for someone elses injury or property damage.

Dwelling coverage covers damage to outstanding building.

Loss of use coverage will help you in case if your home is damaged due to fire, storm or any other man made or natural calamity.

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