Boardwalk Insurance now carries insurance for daycare/childcare facilities and nursery schools

Oct. 4, 2012 - PRLog -- Children are the light of our lives, however they can be a hassle when juggling all the other responsibilities in life, such as work.  Many families opt to place their children in childcare, so that they can continue working.

Knowing your children are safe at the childcare is extremely important since there is a lot of trust placed in the employees.  For childcare facilities, childcare insurance protects the business from many damages that may threaten it.  Childcare insurance also includes liability insurance giving an outstanding amount of coverage on all fronts.  Childcare insurance can cover a variety of properties, including daycares and nursery schools.

This insurance coverage can provide a comprehensive product for both commercial and residential Child Care facilities.

ADDITIONAL ADVANTAGES:
1.IN-HOUSE BINDING AUTHORITY – Quick quote turnaround
2.Superior policy issuance
3.Low minimum premium
4.Broadest Coverage
5.Priced to Sell

POLICY FEATURES MAY INCLUDE:
1.Professional Liability for no additional charge
2.Child Molestation and Abuse limits to the General Liability Limit with no Liability Deductible (Commercial)
3.The definition of abuse includes corporal punishment
4.Medical Payments coverage automatically provided for no additional charge for enrolled students
5.Defense Cost Reimbursement coverage for false Child Molestation and/or Abuse allegations against the facility owner, operators or employees
6.Employees including Directors and Assistant Directors are insureds under Child Molestation and/or Abuse coverage (Commercial)
7.Hired and Non-Owned Auto coverage
8.Coverage for facilities with pets and field trips
9.Coverage for extended hour and overnight commercial Child Care facilities and/or "drop in" centers
10.Special Form including Theft and Replacement Cost coverage available
11.Equipment Breakdown coverage including spoilage of perishable items
12.Value Plus Endorsement is available on accounts eligible for Special form offering 14 optional coverages for one low flat charge including: Signs, Money, & Securities, Employee Dishonesty, Accounts Receivable coverage and much more
13.Background checks with preferred pricing

Childcare facilities face much scrutiny since the livelihood of the future is placed in the hands of employees.  To find the best childcare insurance for vacant buildings, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best childcare insurance for vacant buildings available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.   For more information, please visit: http://www.boardwalkinsurance.com