How Credit Affects Students When Purchasing Home Insurance

HOUSTON - Sept. 9, 2014 - PRLog -- During an interview with Kenneth Jeanes of Boardwalk Insurance Group, the importance of insurance was explained when dealing with homeowners.

Students have started graduating and landing themselves great jobs throughout the nation. From California to New York and Texas students have also started purchasing homes which requires them to have good credit. Unfortunately, while in school students are more worried about grades an assignment than their credit scores, as pointed out by Mr. Jeanes “I do not think most people realize there is now a credit score for your insurance.”

Not only does credit help a student finance a home, but getting insurance afterwards also requires them to have credit. Some companies that require credit are not small companies, but large ones that offer more than one type of insurance. Companies such as Boardwalk Insurance offer various types of insurance, so you don’t have to go to different companies for different insurance, and the different options you have depending on your need as reminded by Mr. Jeanes “When I am quoting a new account for a client, I provide a few different options to them and explain the pros and cons of each policy.”

From home insurance and garage liability insurance to exotic car insurance, students that start making great salaries should ensure that they maintain their credit so they don’t have anything holding them back. Even before a student buys a home, if they are renting an apartment, credit is checked and reviewed before a lease can be sign. Everything from electric companies to internet companies require the account holder to have good credit.

As discussed with Kenneth Jeanes in the interview from Boardwalk Insurance Group, insurance is a major factor for homeowners and credit can either make the process very easy or very hard for the owner “As with a lot of other things in life, your credit can help or hurt you getting the best insurance rate”-Kenneth Jeanes. For students that are starting their final year in college, besides focusing on getting their degrees, they should also start looking at and managing their credit scores. This way once they graduate they are not restricted and can purchase a home or a new car.

Credit is something that can help or harm an individual throughout their whole lives, and is not something that should be taken lightly. If students maintain their credit scores then it will help them make many decisions and take many actions in the future.

For more information on the interview, you can read the whole article at here (http://www.texashomesforsale.com/articles/what-all-new-ho...).

Kenneth Jeanes

9100 Southwest Freeway Suite 201

Houston, TX 77074

kjeanes@boardwalkinsurance.com