Real Verified List Of Banks Offering Second Chance Checking Accounts

Oct. 12, 2014 - PRLog -- Chexsystems is a consumer-reporting agency governed by the federal Fair Credit Reporting Act that provides information on how a consumer has managed their checking account in the past to financial institutions that includes savings and loan companies, state and federal banks, and credit unions.

When a consumer fills out and submits a application for a new checking account, the financial institution could deny them a bank account based on the negative information that was provided to them by ChexSystems.

Banks and credit unions may report a person to ChexSystems if the consumer's checking account was closed due to consistently having insufficient funds or overdrafts, or they committed banking fraud.

People that have been reported to the Chexsystems by a lending or banking institution will have that report active in the ChexSystems files for five years.

There are not to many non-Chexsystems banks to get around them, but many banks and credit unions offer both fresh start and second chance checking account programs for those deprived of a checking account because of a bad consumer report. InfoAviator has created a large comprehensive researched and verified list of these financial institutions offering such accounts. This nationwide and state by state list can be viewed at http://infoaviator.org/finance/checking-accounts/2014/05/....

InfoAviator is a publishing company that wants to get the unbanked rebanked with a new checking account. This can save consumers a small fortune in fees that are charged by some check cashing businesses. The organization "InfoAviator" is seeking to help people in all U.S. states which includes Florida, Pennsylvania, Rhode Island, Maryland, North Dakota, New Hampshire, Oklahoma, West Virginia, South Carolina, Delaware, Nevada, Wyoming, Idaho, Massachusetts, Minnesota,  Iowa, Colorado, Mississippi, Louisiana, Kansas, Oregon, North Carolina, New Jersey, Arizona, Maine, Utah, Connecticut, Montana, Nebraska, Wisconsin, Tennessee, New York, Alaska, Alabama, Michigan, Hawaii, Arkansas, California, Kentucky, Virginia, New Mexico, Vermont, Georgia, Illinois, Indiana, South Dakota, Ohio, Missouri, and Washington.