Just Listed in Afton Virginia 6121 Rockfish Valley Hwy

CHARLOTTESVILLE, Va. - April 22, 2013 - PRLog -- A remarkable 1920's built classic carefully restored blending the modern conveniences of new with the classic beauty of the old. Complementing the renovations are the original pine flooring, solid wood interior doors with the vintage hardware, French doors, classic wood trim & door framing, arched entryways, leaded glass windows with transoms, 9' ceilings & spacious rooms throughout. Completely renovated kitchen w/granite counter tops, ceramic tile flooring and back splash, custom cherry cabinetry & stainless steel appliances. Master bedroom features a sitting room & walk-in closet. The has been re-wired with a new panel box installed, has new plumbing and fixtures, a new hot water heater, a new dual zoned heat pump is in place as well as new roof. The front porch columns and flooring along with the side and rear deck has been recently been added for enjoyment and views of the 2 1/2 acres. A pasture has been fenced for pets, horses or even goats. A large equipment shed with a run-in borders the pasture.

6121 Rockfish Valley in Afton is located just minutes to Wintergreen Resort and offers an easy commute to Charlottesville and I64. Enjoy the local wineries and breweries nearby as well as the many local restaurants who use local fresh ingredients for their menu items. Just minutes to the famous Nellysford Farmers Market.
For the full listing and pics visit  http://www.cvillehomesforsale.com/listing/mlsid/448/propertyid/508896/
To arrange a showing call, email or text me!
Sherry Hayward
Keller Williams Realty
shayward@kw.com
(703) 655-2223
www.cvillehomesforsale.com

Interested in selling? Get your house value now on-line!    Visit  http://www.cvillehomesforsale.com/sell/
Sherry Hayward
Keller Williams Realty
Listing Specialist
(703) 65-2223
(434) 515-1592
shaywardkw@gmail.com

Buying vs. Renting Your HomeIs now the right time for you to buy a home? You have many options to consider and choices to make. Buying a home is a big responsibility, financially and emotionally, but, most people want to own a home. Home ownership often is referred to as "the American dream." Why is it so special? Among the reasons: Real estate often is an excellent investment, perhaps the number one source of wealth-building for families.

Owning a home has many benefits. When you make a mortgage payment, you are building equity - and that's an investment. Owning a home also qualifies you for tax benefits that may assist you in dealing with your new financial responsibilities - such as homeowners' insurance, real estate taxes, and upkeep - which can be substantial. But given the freedom, stability, and security of owning your own home, they are definitely worth it! Owning your own home also can be a great source of pride and stability.

But home ownership may not be for everyone. It's a big financial commitment - starting with the initial shock of your purchase (including a "down payment" and fees paid to a real estate agent, the lender and others) followed by years of monthly mortgage payments, real estate taxes, property insurance and maintenance costs. When you decide to purchase a home, you accept responsibility for paying for these expenses. They are additional costs to your monthly mortgage payment and should be included in your budget estimates: Property Taxes and Special Assessments, Home/Hazard Insurance, Utilities, Maintenance, Home Owner Association (HOA) Fee if applicable.

One of the advantages of renting is being generally free of most maintenance responsibilities and the flexibility of moving almost as soon as you decide. But by renting, you lose the chance to build equity, take advantage of tax benefits, and protect yourself against rent increases. Also, you may not be free to decorate without permission and may be at the mercy of the landlord for your housing needs. There are many considerations in choosing between renting and buying:

Do you want to spend several years in a house and in a neighborhood?
Do you enjoy lawn and garden work?
Might you need to move suddenly to care for family?
Do you want to keep your assets accessible in the bank, or do you want to invest long-term in a home?

There are tax advantages to home ownership in both the short and long terms. The mortgage interest and real estate taxes are tax deductible, which allows you to subtract part of your housing-related expenses from your taxable income, which could reduce your tax bill. In many cases, the amount of money a renter spends on rent can be about the same as or less than the amount a homeowner spends on a mortgage. With the tax benefit for homeowners, the savings can be significant.

For more information and a connection with one of my mortgage professionals just give me a call today!

Sherry Hayward
Keller Williams Realty
(703) 655-2223
I look forward to hearing from you!