PRLog - Dec. 16, 2012 - EL SEGUNDO, Calif. -- In hosting its second annual “12 Days of Finance” competition, which lets the American public vote on their favorite personal finance expert of the year, Go Banking Rates officially unveils the final contestant in the running for the bragging rights to be the most popular personal finance expert of 2012, Dave Ramsey.
Currently, the infamous Ramsey leads the competition with about 50 percent of the American population supporting his claim as 2012’s best personal finance guru, with last year’s “12 Days of Finance” winner, Robert Kiyosaki, fighting to keep his title with about 45 percent of the votes. Also competing in the poll are Suze Orman, David Bach, Ramit Sethi, Clark Howard, J.D. Roth, Jean Chatsky, Philip Taylor, Farnoosh Torabi, Ric Edelman, and Liz Weston.
No finance expert list is complete without acclaimed financial counseling specialist, Dave Ramsey. He is most widely known for his Christian-based finance advice given through The Dave Ramsey Show, a nationally-syndicated radio segment which reaches millions of listeners eager for advice on their personal finance dilemmas.
Since The Dave Ramsey Show presents an ongoing stream of Dave Ramsey’s financial advice, those encumbered with debt can look to Dave’s bestselling book The Total Money Makeover, for a details account of this infamous get-out-of-debt “baby steps,” which include:
1. Saving $1,000 as an emergency fund
2. Using the “debt snowball” (smallest to largest debt) to eliminate existing debt
3. Saving enough to sustain expenses for 3-6 months
4. Investing 15 percent of household income into Roth IRAs and pre-tax retirement accounts
5. Paying into a college fund for children
6. Paying off your mortgage early
7. Building wealth and giving back to others
In his book The Total Money Makeover, Dave says, “We buy things we don’t need with money we don’t have to impress people we don’t like.”
Click here to see the poll (https://www.gobankingrates.com/
About Go Banking Rates
www.GoBankingRates.com, a national website dedicated to connecting readers with the best interest rates on financial services nationwide, as well as informative personal finance content, news and tools. Go Banking Rates collects interest rate information from more than 4,000 U.S. banks and credit unions, making it the only online rates aggregator with the ability to provide the most comprehensive and authentic local interest rate information. Go Banking Rates also regularly publishes expert advice from personal finance professionals.
GoBankingRates.com belongs to a network of more than 1500 finance websites, including GoInsuranceRates.com and GoFreeCredit.com. These sites receive more than 2 million visits each month.
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Jaime Catmull, Director of Public Relations